Reconciliations Officer

At Multitude, we’re more than just a listed European FinTech company—we’re a team driving financial innovation. We provide digital lending and online banking services that empower consumers, SMEs, and FinTechs to grow and succeed.

Powered by our Growth Platform, we operate through three business units: Ferratum, offering seamless mobile banking for consumers; CapitalBox, providing flexible financing for SMEs; and Multitude Bank, supporting non-bank lenders and FinTechs.

In 2024, we achieved €263.7 million in revenue and €20.2 million in net profit, reflecting strong financial growth. With 700+ employees across 25 countries, we’re shaping the future of finance in 17 markets. Founded in 2005 in Finland, Multitude is listed on the Frankfurt Stock Exchange (MULT).

We are looking for a detail-oriented Reconciliations Officer to join our Bank Operations team. You will ensure that Multitude Bank’s internal systems accurately reflect actual transactions. You’ll collaborate closely with cross-functional teams to investigate, match, and resolve transaction discrepancies, and help maintain accurate financial data in accordance with our reconciliation processes.

Your focus:

• Reconcile accounts by verifying internal transactions, bank deposits, and payments through automated and manual processes


• Identify, investigate, and resolve unmatched or irregular transactions


• Maintain accurate documentation, reports, and reconciliation logs


• Collaborate across departments to resolve transaction-related queries and discrepancies


• Support the continuous improvement of reconciliation workflows and internal processes


• Prepare ad hoc reports for internal audits and management reviews


• Ensure compliance with internal policies, bank standards, and regulatory guidelines


• Uphold professional conduct and confidentiality in all daily operations

Required skills & qualifications:

• Excellent Excel skills and familiarity with Microsoft Office tools


• Strong attention to detail and high standards of accuracy


• Organized, dependable, and capable of prioritizing tasks effectively


• Excellent communication skills—verbal and written


• Positive attitude with a collaborative, team-oriented approach


• Comfortable working independently in a hybrid environment

We offer:

At Multitude, we believe in empowering our employees to thrive personally and professionally. Here's what you can look forward to:

• A Truly Global Workplace – work with professionals from 40+ nationalities, bringing diverse expertise, perspectives, and a collaborative international culture


• Hybrid & Flexible Work – we support work-life balance with remote work options and modern office spaces across Europe


• A Culture of Growth – we invest in your future, offering LinkedIn Learning, mentorship, and professional development programmes, including HiPo and leadership development initiatives to support career advancement


• Financial Growth Opportunities – benefit from our share purchase matching programme, allowing you to invest in your future with matched contributions and long-term financial rewards


• Workation Programme – work remotely from different countries for up to 2 months per year, experiencing new cultures while staying connected and productive


• Private Health Insurance – access full medical coverage for peace of mind


• Internet Allowance – monthly support to stay connected while working remotely


• Snacks in Office – enjoy refreshments and light snacks to fuel your workday
  


• 13th Month Pay – guaranteed, equivalent to one-twelfth of gross salary


• Complete Government-Mandated Benefits – SSS, PhilHealth, Pag-IBIG, etc.


• Up to 20 Days Service Incentive Leave – accrued from Day 1, usable after 3 months

IMPORTANT NOTE:
As a Financial Technology company, we place a high priority on security and integrity. Candidates considered for this role will undergo a stringent background, credit, and security check. Please ensure you are ready to comply with necessary documentation and timelines if you proceed to the final stages.

By proceeding to apply for a job with us, you confirm that you have read and accept our Recruitment Privacy Policy (https://www.multitude.com/~/media/Files/M/Multitude/financial-reports/2024/multitude-groups-recruitment-privacy-policy.pdf) .