Legal Manager

Company : Palmpay Limited

Remote / Work from Home

Job Description - Legal Manager

PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over 40 million users, we are building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services.Operating in Nigeria, Ghana, Tanzania, Bangladesh, Pakistan and Philippines PalmPay has been recognised by CNBC as one of the Top 300 Global Fintech Companies and ranked #2 overall and #1 in financial services on the Financial Times’ Africa’s Fastest Growing Companies 2025 list.Current Company looking the Legal Manager who will be responsible for overseeing all legal matters related to device financing, banking operations, regulatory compliance, contracts, and risk management in the Philippines. The role requires strong experience in financial services law, regulatory engagement, and commercial contract management.

Key Responsibilities

Provide legal advisory support on device financing, consumer lending, and banking operations.
Ensure full compliance with Philippine laws and regulations, including BSP, SEC, NPC (Data Privacy Act), and consumer protection laws.
Draft, review, and negotiate financing agreements, partnership contracts, vendor agreements, and service-level agreements.
Manage legal risks related to credit, collections, recovery, and default management.
Support the business in regulatory filings, licensing, and approvals with government authorities.
Liaise with external legal counsel, regulators, and auditors.
Handle disputes, litigation matters, and enforcement actions when required.
Provide legal input on new products, business models, and partnerships.
Develop and implement internal legal policies and compliance frameworks.
Conduct legal training and awareness sessions for internal teams.

Requirements & Qualifications

Bachelor’s Degree in Law; Bar passer in the Philippines (required).
5+ years of legal experience in device financing, banking, fintech, or financial services.
Strong knowledge of banking laws, lending regulations, consumer finance, and data privacy.
Proven experience handling financing structures, credit risk, and collections-related legal issues.
Experience working with regulators (BSP, SEC, NPC) is highly preferred.
Excellent contract drafting and negotiation skills.
Strong analytical, communication, and stakeholder management skills.
Ability to work independently in a fast-paced environment.

Preferred Qualifications

Experience in fintech, digital lending, or mobile device financing.
In-house legal experience within a bank, financing company, or fintech firm.
Familiarity with cross-border or regional legal operations.

Provide legal advisory support on device financing, consumer lending, and banking operations.
Ensure full compliance with Philippine laws and regulations, including BSP, SEC, NPC (Data Privacy Act), and consumer protection laws.
Draft, review, and negotiate financing agreements, partnership contracts, vendor agreements, and service-level agreements.
Manage legal risks related to credit, collections, recovery, and default management.
Support the business in regulatory filings, licensing, and approvals with government authorities.
Liaise with external legal counsel, regulators, and auditors.
Handle disputes, litigation matters, and enforcement actions when required.
Provide legal input on new products, business models, and partnerships.
Develop and implement internal legal policies and compliance frameworks.
Conduct legal training and awareness sessions for internal teams.

Requirements & Qualifications

Bachelor’s Degree in Law; Bar passer in the Philippines (required).
5+ years of legal experience in device financing, banking, fintech, or financial services.
Strong knowledge of banking laws, lending regulations, consumer finance, and data privacy.
Proven experience handling financing structures, credit risk, and collections-related legal issues.
Experience working with regulators (BSP, SEC, NPC) is highly preferred.
Excellent contract drafting and negotiation skills.
Strong analytical, communication, and stakeholder management skills.
Ability to work independently in a fast-paced environment.

Preferred Qualifications

Experience in fintech, digital lending, or mobile device financing.
In-house legal experience within a bank, financing company, or fintech firm.
Familiarity with cross-border or regional legal operations.

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About the Company

Palmpay Limited

An intuitive digital wallet with account opening, money transfer and bill payments in one. Earn as you spend.

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Legal Manager

Job Description - Legal Manager

About the Company

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