Parabroker/Credit Analyst - AU Mortgage Broking - 119

OVERVIEW:

We are seeking an experienced Parabroker/Credit Analyst to assist with end-to-end loan processing, credit analysis, and operational support. This is not an entry-level administrative role. We are looking for someone with hands-on mortgage broking industry experience who can bring best practices from other brokerages and contribute meaningfully to the growth of the business. This role offers the opportunity to work closely with the founder, develop your expertise further, and grow alongside a fast-expanding brokerage. 

RESPONSIBILITIES:

• Credit Analysis & Loan Processing:
• Assess client financials, servicing calculations and credit policy across multiple lenders.
• Prepare and submit loan applications in line with lender requirements and compliance standards.
• Analyse supporting documentation including income verification, tax returns and business financials.
• Structure loan scenarios and identify suitable lending options based on client circumstances.
• Liaise with lenders, clients and other stakeholders throughout the application process.
• Manage loan files from enquiry through to settlement.
• Client & Stakeholder Management:
• Communicate with clients to gather documentation and provide updates throughout the process.
• Maintain strong relationships with lenders and key stakeholders.
• Ensure a smooth and professional client experience.
• Operational & Business Support:
• Manage operational tasks including valuations, pricing requests, audits and reporting.
• Assist with documentation management and compliance requirements.
• Support general business operations as the company grows.
• Marketing & Content Support (Desirable):
• Assist with preparing or creating social media content when required.
• Support marketing initiatives as the brand continues to grow.

QUALIFICATIONS (Must haves):

• Minimum 3 years’ experience supporting Australian mortgage brokers in a credit analyst, parabroker or broker support role.
• Experience reviewing business financial statements.
• Strong understanding of:
• Credit policy
• Servicing calculations
• Loan structuring
• Australian lending system
• Experience reviewing financial documents including payslips, tax returns and supporting income documentation.
• Excellent written and verbal English communication skills.
• Ability to confidently communicate with clients and lenders.
• Reliable internet connection and ability to work remotely during Australian business hours.

PREFERRED SKILLS (nice to have):

• Exposure to commercial lending or SME finance.
• Basic understanding of social media or marketing content creation.

WHAT WE OFFER:

• Competitive Compensation: Monthly salary of PHP 55,000 - 80,000, plus performance-based bonuses that reward both effort and results.
• Work-Life Integration: Fully remote role with the flexibility to work from anywhere in the Philippines. We prioritize a healthy work-life balance and typically operate on a 7:00 AM – 4:00 PM PHT schedule, with some flexibility available where needed for the right candidate.
• Australian Calendar: Enjoy your weekends and observe AU Public Holidays, allowing for a consistent and predictable schedule.
• Technology & Tools: Provision of necessary IT equipment/hardware to ensure you have a high-performing home office.
• Immediate Impact: We are looking for the right candidate to join us ASAP; skip the long waiting periods and dive straight into a high-growth environment.
• Professional Elevation: Ongoing training, coaching, and direct mentorship from an experienced industry leader. This isn’t just a job; it’s an opportunity to accelerate your expertise in the Australian credit landscape.
• Growth Path: A genuine opportunity to scale with an ambitious, fast-growing brand during a pivotal expansion phase.