Trust & Subsidiaries Risk Officer

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Position Title: Trust & Subsidiaries Risk Officer

Job Summary:

• Strengthen the Bank’s fiduciary risk management framework and reinforce the Group Risk Supervisory Framework in the MBTC Group. Aim to drive the enhancement of frameworks and alignment of risk management practices in the Trust Banking Group and the covered subsidiaries with the Parent Bank, to the extent possible. Ensure that the tools and metrics used in the risk identification and assessment remain relevant and robust, drive actions that support informed decision-making and formulation of risk mitigation strategies. Success in this role is measured in the following key outcomes:


• Strengthened Risk Governance and Oversight: Ensures that fiduciary risks are managed within defined tolerances and regulatory boundaries (e.g., IPPS, Deed of Trust).


• Enhanced Risk Responsiveness and Control: Maintains up-to-date risk limits and metrics aligned with business goals and industry norms.


• Reliable and Data-Driven Risk Analysis: Ensures risk models are robust, compliant with the Bank’s Model Risk Management Framework, and support sound investment decisions.

Role Exposure:

• Risk Management and Oversight:

• Ensure that the risk taken by the Bank in exercising its fiduciary duties, is within its capacity to manage and consistent with its risk tolerance and that of the clients as mandated in the Investment Profile and Policy Statements (IPPS), and compliant with the parameters set in the Deed of Trust for UITFs


• Exercise oversight on the risk management function of the Bank’s subsidiaries and affiliates, ensuring alignment of frameworks and practices to the extent possible.

• Risk Assessment and Mitigation:

• Trust and Group Risk Limits are regularly reviewed and updated to ensure alignment with the set business goals and risk appetite


• Risk metrics remain sound, and up-to-date with industry practices so that results are understood and any issues prompt necessary actions


• Risk information are delivered timely and accurately, surfacing vulnerabilities or breaches for immediate attention


• Comprehensive risk assessments are conducted on Trust new products and product amendments prior to launch to ensure that gaps on risk controls are addressed in accordance to appetite


• Risk assessments and stress testing are regularly conducted to determine probable and extreme risk exposures and assess readiness of the organization

• Quantitative Risk Analysis:

• Ensure that models used in the exercise of due diligence, when evaluating investment outlets, follows the Bank’s Model Risk Management Framework and are aligned with risk assessment framework of the Bank


• Implement data governance and quality assurance processes to ensure the integrity and reliability of data used for risk assessments and modelling

• Regulatory Compliance Management

• Regularly review and update risk policies and procedures to reflect changing business environments and regulatory requirements

• Additional Responsibilities

• Perform other related duties as assigned to support the overall success of the Division and Bank.

Qualifications:

• Bachelor’s Degree in Math, Statistics, Data Science, Finance, or Economics, or a related field; Master’s Degree is an advantage


• Related experience in risk management, terminologies and regulatory requirements.


• Exposure in doing financial statements and analysis can also be considered as long as from banking industry.

Other Details:

Rank: Junior Officer

Unit: Risk Management Group / Enterprise and Quantitative Risk Division / Trust and Subsidiaries Risk Management Department
Location: Metrobank Center, BGC, Taguig City