Underwriter

The position is primarily responsible for the evaluation of risk and insurability of prospective client for life insurance and issuance of policy with classification and premium commensurate to the client's assessed level of mortality risk.

Responsibilities:

• Evaluates accuracy and adequacy of information and documents provided by applicants.


• Determines additional information or documents needed to appropriately underwrite applicants' risk and immediately coordinates additional requirements to soliciting Financial Advisors or agents.


• Accurately underwrites insurance applications and assesses the risk presented based on the company's underwriting guidelines, Anti-Money Laundering Act and other Regulatory requirements.


• Provides underwriting decision - Approved, Declined, Postponed (up to the level of authority provided by level/position)


• Updates underwriting worksheet and system accordingly by indicating underwriting decision or application status including "Withdrawn/Cancelled".


• Prepares appropriate write-up and refers cases beyond his/her authority to the medical consultant, Underwriting committee, if needed.

Qualifications:

• University graduate with a degree in Nursing or any medical related course


• Experience in life insurance underwriting, an advantage.


• Must be keen to details and can work in a fast-paced environment.


• With good oral and written communication skills.


• Fresh graduates are welcome to apply.


• Willing to work onsite and be assigned in Ortigas.