Underwriting Manager

Brief Description and Purpose of the Position

The Underwriting Manager oversees and leads the underwriting operations for both life and non-life insurance lines. This role ensures that risk assessments and insurance decisions align with company standards, regulatory requirements, and business goals. The Underwriting Manager also supports product development, pricing strategies, and collaborates across departments to enhance underwriting efficiency and profitability.

Competencies 

Underwriting Operations
Management

Supervise life and non-life underwriting teams in
evaluating insurance applications.
Review and approve complex cases and underwriter decisions.
Establish underwriting guidelines, workflows, and
benchmarks.

 Risk Assessment & Policy
Decisions

Oversee the assessment of financial, medical, and
background information to determine risk.
Ensure accurate, consistent application of risk models and rating tools.
Maintain up-to-date knowledge of industry risk trends and standards.

 Product Development & Pricing

Collaborate with product development and actuarial teams to design competitive and compliant insurance products.
Provide insights and analysis for product pricing and reinsurance negotiations.

 Compliance and Documentation

Ensure all underwriting practices adhere to internal policies and external regulations.
Audit underwriting files and records for quality and accuracy.
Maintain proper documentation and reporting to
meet audit requirements.

 Team Leadership and Development

Train and mentor junior underwriters and
underwriting staff.

Drive performance and accountability through clear KPIs.

Foster a culture of continuous improvement and
learning.

 Stakeholder & Partner
Coordination

Liaise with insurance partners and reinsurers on
underwriting matters.
Coordinate with sales, claims, IT, and support units to streamline underwriting-related processes.
Analyze and compare insurer quotations; recommend optimal solutions.

Education

Bachelor's degree in Finance, Business, or related field (Masters degree or relevant certifications preferred)

Experience

• Minimum of 5 years experience in life and/or non-life insurance underwriting, with at least 2 years in a leadership or managerial role.
• Strong proficiency in underwriting and risk assessment software.
• Advanced skills in Microsoft Office Suite and data analysis tools.
• Excellent analytical and problem-solving skills.
• Effective leadership, communication, and interpersonal abilities.
• Strong organizational skills and attention to detail.
• Confident decision-maker with proven numeracy and statistical analysis capabilities.

Work Setup:

Shift: Dayshift 

Setup: On-site

Location: Makati / Cebu

By Applying, you give consent to collect, store, and/or process personal and/or sensitive information for the purpose of recruitment and employment may it be internal to Cobden & Carter International and/or to its clients.