Transactions Specialist II

Job Description :

This position is responsible to enhance the customer experience through researching and resolving Chase ATM related customer claims, ATM deposit processing cash outages, ATM deposit processing diverted items, and payment exceptions. It requires to research and take decision on a customer claim whether to confirm or reverse the temporary credit given to the customer. It requires strong analytics and decision making skills as we need to identify & report fraudulent activities and also analyze ATM Exception trends which helps the bank to reduce the losses. It requires use of various software (including Microsoft Office), web based, and mainframe applications. Communication, in both written and verbal formats with various Retail, Customer and CTO departments, of the results of research efforts within established service level agreements will be necessary. Additionally, the position may require some direct telephone contact with branches regarding filed claims and ATM Ledger outages. The successful candidate will also fill in as needed in various capacities outside of the daily workflow.

Job Responsibilities:

. Responsible for checking ATM G/L outages & make necessary adjustment by contacting with clearing partners (Branch & Vendor).
. Responsible for risk management with settlements as need to research and take decision on customer claims
. Eye for detail is required as need to work on high dollar value claims
. Responsible for analyzing and resolving exceptions and out of balance conditions of Chase ATMs
. Ability to work on multiple applications & understand the transaction details and derive meaningful information
. Review and take decision on ATM check deposits claims according to bank guidelines
. Research on the ATM Payment Process exceptions according to bank guidelines
. Research and report Fraud trends by doing detailed research on customer account as well as verification of ATM deposits
. Ability to prioritize the work on aging requests as per Reg-E, & Reg-C guidelines provided by Federal Government
. Analyze cases and apply resolutions methods as per SOP guidelines
. Assist co-workers with job assignments as needed
. Refer and transfer complex issues/inquiries to Subject matter expert & Team Leader
. Enhance customer experience by meeting customer impact accuracy levels and reducing case resolution turnaround time
. Ensure processing discipline by meeting non customer impact accuracy levels and respond to escalations with a sense of urgency
. Take active participation in PMR, Q-board, and team huddle and also identify areas for process improvement
. Complete the assigned trainings in time

Required Qualifications, Capabilities and Skills:

. Graduate in Commerce (Preferred) or Graduate in any stream with 0-2 Years of experience
. Sound understanding of Exception Research & Accounting Knowledge
. Oral & written communication skills
. Strong Decision making, Analytical and Prioritization Skills
. Adaptability to change
. Attention to detail
. Ability to work as a team