SME Account Officer

Responsibilities:

• Analyze potential loan markets and develop referral networks to locate prospects for loans.
• Develops marketing strategies in line with company objectives.
• Conducts marketing and solicitation activities and efforts covering his/her accounts
• Offer bank products to individuals and business establishments in promoting bank services that may meet customers' needs.
• Responsible for handling all clients in implementing rules and regulations.
• Receives/secure signed loan applications and other documentary requirements.
• Encodes borrowers personal information, CIS, Loan Data and Loan Account in Webloan System.
• Responsible for the preparation of Detailed Loan Proposal, Cash Flow Analysis and Credit evaluation documents checks and reviews necessary loan documentary requirements
• Conduct comprehensive credit and character investigation to all qualified loan applicants.
• Request credit inquiry with credit bureaus.
• Submits timely and accurate loan files.
• Recommended loan application and secure for loan approval.
• If secured loans, facilitate and process the annotation
• Do follow ups for the delayed payments and ensure that all actions need to be taken including sending of notices have been done accordingly based on existing credit operations manual
• Attends client queries.
• Reminds clients regarding their loan amortization due

• Graduate of any Business-Related Course, Senior High School Graduate of ABM strand or Undergraduate of any course
• With good customer service skills
• Good communication skills
• With own motorcycle and updated driver’s license
• Computer literate
• Willing to do field work
• Having experience in the same field is an advantage

• Batangas City
• Cabanatuan, NE
• Cainta, Rizal
• Calamba, Laguna
• Dasmarinas, Cavite
• Lipa, Batangas
• Mahogany, Tagaytay
• San Juan, Batangas
• San Pablo, Laguna
• Tanauan, Batangas