Credit & KYC Manager LOD1

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Job Title: Credit & KYC Manager LOD1 [Kierownik ds. Analiz Kredytowych i KYC LOD1]

Reporting Line: Commercial Director

Location: Warsaw, Poland

About the role

We are looking for an experienced and business-oriented Credit & KYC Manager (LOD1) to lead our Credit Risk and Know Your Customer (KYC) operations. In this role, you will be responsible for ensuring effective credit and KYC processes, managing operational performance, and maintaining compliance with regulatory and internal requirements.

You will work closely with local and international stakeholders, while overseeing both local activities and processes delivered through the Ayvens Shared Service Center. This is a key leadership position that combines people management, risk oversight, process improvement, and business partnership.

Your responsibilities

• Lead and develop the local Credit & KYC function, ensuring efficient and high-quality service delivery.
• Manage end-to-end Credit and KYC processes, including onboarding, credit assessments, periodic reviews, and renewals.
• Ensure compliance with internal policies, regulatory requirements, and Group standards.
• Monitor key operational and risk indicators, identifying trends and implementing improvement actions.
• Act as business owner for offshored Credit & KYC activities.
• Drive operational excellence through process optimization, automation, and continuous improvement initiatives.
• Coordinate and support local projects, process changes, and digital transformation initiatives.
• Partner closely with Sales, Risk, Compliance, Operations, and other business stakeholders.
• Lead, coach, and develop the team while fostering a strong risk and customer-focused culture.
• Support internal and external audits and ensure timely execution of remediation actions.

What we are looking for

• Several years of experience in Credit Risk, KYC/AML, Financial Services, Banking, Leasing or a related field.

• People leadership experience would be considered a strong asset (however, we also welcome candidates with strong stakeholder management skills and the potential to grow into a leadership role).
• Strong understanding of risk management, regulatory requirements, and operational control frameworks.
• Experience managing complex stakeholder environments and cross-functional projects.
• Strong analytical and problem-solving skills with a data-driven mindset.
• Experience in process improvement, digital transformation, and implementation of new solutions.
• Excellent communication and stakeholder management skills.
• Fluent English and Polish.

What we offer

• Permanent employment contract
• Hybrid working model
• Comprehensive benefits package, including private medical care, lunch card, benefits platform, public transportation card, Multisport membership, life insurance, charity days, fresh fruit and vegetables in the office, sports initiatives, and many more
• Company car
• A dynamic and collaborative work environment
• Opportunities for professional growth and development

About us

Managing more than 3.4 million vehicles across over 42 countries, we provide comprehensive leasing services, flexible subscription solutions, fleet management services, and multimobility solutions to customers of all sizes, including large corporations, SMEs, professionals, and private individuals. Leveraging our unique position as a leader in the journey toward net-zero emissions and continuing to drive the digital transformation of the industry, we are well positioned to meet our customers' evolving mobility needs and deliver the solutions they require to thrive.

At Ayvens, we believe our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their day-to-day business. We are committed to sustainable mobility and have made it a key pillar of our strategy. In everything we do, we are guided by the principles of authenticity, curiosity, commitment, and collaboration. We strive to foster an organization rich in diverse people and ideas, where everyone can grow, thrive, and be their authentic selves, regardless of who they are.

Do you want to be part of a team that is transforming the future of mobility? In a world that requires more intuitive and sustainable ways of moving, we are committed to making life easier for all our customers. We are a team of more than 14,000 employees worldwide. We offer a world of rewarding, flexible, and international opportunities for people who want to make a positive impact. So, fasten your seatbelt, because the journey of your professional life starts right here!

Learn more about Ayvens Poland

https://www.ayvens.com/pl-pl/

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Zastrzegamy sobie prawo kontaktu z wybranymi kandydatami.

Administratorem Państwa danych osobowych jest Ayvens Poland sp. z o.o. (dalej również jako „Ayvens”) z siedzibą w Warszawie (02-670) przy ul. Puławskiej 180. Wszelkie pytania i kwestie związane z ochroną danych osobowych można zgłaszać poprzez formularz „Prawo Ochrony Danych Osobowych”, który znajduje się na stronie internetowej Ayvens https://www.ayvens.com/pl-pl/  . Dane zbierane są od Państwa w celu prowadzenia postępowania rekrutacyjnego i nie będą przekazywane innym podmiotom. Ayvens informuje, że na podstawie art. 221 § 1 Kodeksu pracy, kandydaci do pracy obowiązani są do podania swoich danych osobowych w zakresie wskazanym w tym przepisie. W sytuacji kiedy Państwa kandydatura zostanie pozytywnie rozpatrzona Państwa dane osobowe w postaci imienia i nazwiska oraz daty urodzenia posłużą do weryfikacji czy nie widnieje Pan/Pani na listach dotyczących sankcji gospodarczych – podstawą prawną przetwarzania będzie prawnie uzasadniony interes Ayvens polegający na zapewnieniu zgodności regulacjami dotyczącymi sankcji gospodarczych.

Przysługuje Państwu prawo dostępu do treści swoich danych, sprostowania, usunięcia, sprzeciwu wobec przetwarzania, przenoszenia oraz do wniesienia skargi do organu nadzorczego. Państwa dane nie będą podlegały zautomatyzowanym podejmowaniu decyzji w tym profilowane.

Jeżeli życzą sobie Państwo, by Państwa dane osobowe były przetwarzane przez Ayvens dla potrzeb przyszłych postępowań rekrutacyjnych, uprzejmie prosimy o wyrażenie zgody poprzez umieszczenie poniższej adnotacji: (Wyrażam zgodę na przetwarzanie moich danych osobowych zawartych w mojej ofercie pracy dla potrzeb niezbędnych do realizacji przyszłych rekrutacji zgodnie z Rozporządzeniem Parlamentu Europejskiego i Rady (UE) 2016/679 z dnia 27 kwietnia 2016r. w sprawie ochrony osób fizycznych w związku z przetwarzaniem danych osobowych i w sprawie swobodnego przepływu takich danych oraz uchylenia dyrektywy 95/46/WE).

Ayvens Poland wdrożył procedurę zgłaszania naruszeń prawa i podejmowania działań następczych.

Why Ayvens?  

With over 3.1 million vehicles managed across more than 40 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive.

At Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. We’re committed to sustainable mobility and have made it a core part of our strategy. In everything we do, we’re guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation that's diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are.

Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. Follow our page for the latest updates, news, and insights.