Operational Risk Manager

Aion Bank is a fully regulated European bank and credit institution, combining Vodeno’s cutting-edge, private blockchain-based platform with its ECB banking license, strong balance sheet, and deep regulatory expertise. Our mission is to provide a comprehensive suite of embedded banking solutions, enabling businesses to seamlessly integrate financial services into their offerings.

As part of the UniCredit Group, Aion Bank and Vodeno will accelerate their digital banking offer in strategic markets and will act as a sandbox for innovation for the wider UniCredit Group. Aion Bank and Vodeno's existing Banking-as-a-Service (BaaS) offering across key European markets, including Germany and Poland, will see the bank embed its services - ranging from account access and deposits to lending, payments and loyalty programs - directly into non-banking digital platforms, facilitating seamless customer experiences.

At Aion Bank, our biggest strength is our people—a team of highly intelligent, creative, and ambitious professionals who thrive in a fast-paced, innovative environment. We believe in delivering results while fostering a culture of passion and collaboration.

As part of the second line of defense Risk Control function and reporting directly to the Deputy CRO, the Operational Risk Owner will take charge of operational risk management, ensuring effective risk identification, assessment, monitoring, and mitigation strategies across the organisation.

Your responsibilities in this role will include:

• Implement Risk Strategies: Contribute to the development, review, and maintenance of operational risk policies and procedures in alignment with regulatory requirements and industry standards.

• ORM is a key contributor to the design, implementation and coordination of all Bank-wide processes dedicated to operational risk management, in alignment with regulatory requirements and industry standards. 

• Coordination and independent review/challenge of the periodic (or ad hoc) Risk and Control Self Assessments prepared by the Risk Owners and the specialized second lines of defense functions.

• Risk Monitoring and Reporting: Establish robust monitoring mechanisms to track operational risks, develop risk indicators, and prepare comprehensive reports for senior management and regulatory bodies.

• Operational Risk management within new projects or important changes: Embed operational risk management within project and change initiatives by promoting and participating in active identification and mitigation of risks. Collaborate across departments to integrate risk assessment and mitigation strategies into every phase of project implementation and change management.

• Risk Training and Awareness: Develop training programs and awareness campaigns to enhance staff understanding of operational risks and foster a proactive risk management culture throughout the organization.

• Incident Management: Oversee the incident reporting process, constructively challenge and support the first line of defense function in their responsibility to analyze incidents, identify root causes, and implement corrective actions to prevent recurrence while continuously improving risk response protocols.

• Master’s degree in Finance, Risk Management, Business Administration, or a related field.
• Proven track record (5+ years) in operational risk management or internal audit within the banking or financial services sector.
• Strong understanding of regulatory requirements and frameworks related to operational risk management (e.g., Basel III / IV, CRR, etc.).
• Exceptional analytical, problem-solving, and decision-making abilities with the capacity to find practical solutions to complex organisational or procedural challenges.
• Excellent communication, negotiation, and interpersonal skills with the ability to influence and collaborate effectively at all organizational levels.
• Relevant certifications (e.g., FRM, PRM, CIA etc.) are a strong advantage.
• Fluency in English

Diverse teams really are the best teams. Research shows that some candidates may hesitate to apply for a job unless they meet every requirement. If you are excited about working with us, we encourage you to apply - even if you're not 100% sure. We are interested in getting to know you and learning about what you bring to the table.

Please note that we may close a job posting early if we receive a large number of exceptional applications.

Good luck!