Back Officer

Natixis in Portugal is a Centre of Expertise whose mission is to transform traditional banking by developing innovative solutions for the business, operations and work culture of Groupe BPCE worldwide.

Natixis in Portugal is part of the Global Financial Services division, where it applies technology for the development of financial expertise in its two global business lines – Corporate & Investment Banking and Asset & Wealth Management – and, transversally, for the entities of Groupe BPCE.

The Centre of Expertise, based in Porto, currently has more than 2,400 employees from over 30 nationalities, organised in three main departments: Information Technology, Banking Support Activities and Compliance. These teams work in an integrated, inclusive and transversal way, supporting and creating value for all the business lines and platforms of the group. The project in Porto is one of the biggest investments in Human Resources ever made by Groupe BPCE worldwide.

A disruptive mindset and a culture of proximity and agility identify Natixis in Portugal Team and reflect the company's mission to transform traditional banking at a global scale: a perfect match in the Portuguese dynamics and entrepreneurial ecosystem.

In 2024, Top Employers Institute has awarded Natixis in Portugal the Top Employer Portugal accreditation for the second time. This certification recognizes excellence in people practices, following the example of our head office, in France, who was certified Top Employer France for the eight year in a row.

Responsibilities:

• Performs all the loan administration tasks and manage the associated refinancing activity of all financing activity of the relevant EMEA branch.
• Ensures day-to-day support across all business lines, both for new and existing credit facilities, implementing credit in the system following instructions of the Middle Office.
• Manages payments strict time constraints to ensure a high-level of servicing whilst limiting any potential Operational Risk issues.
• Facilitates new loan utilizations, rollovers, repayments, prepayments, fees, interest rate and margin management.
• Checks and executes clients’ instructions and reconciliation checks, and carries out investigations where necessary.
• Monitors the receipt of all interest, principal sums and fees due.
• Ensures processing and management of financing deals are in compliance with regulations and processing times.

• Bachelor Degree in Economics/Management.
• Microsoft 365 knowledge and ability to use web-based technology effectively.
• Relevant cash payment and reconciliation systems (Kalypson, Plasnet, Sesame, Picasso, IMS, etc.).
• Methods and Processing Payments.
• Mastery of English.
• Contribute to risk control.
• Delegation.
• Ensure compliance with productions constraints (costs, deadlines and quality).
• Set example and inspire through own behaviour.
• Work with areas Tools: LoanIQ; Toge (FR), Sysco (FR), Vermeer (FR), Calypso (EMEA), Plasnet, SDD Mandats (FR), Sesame, Flora (FR), Sword, Skylab, RefTaux, Picasso (EMEA). 

Only CV´s in English will be considered.

At Natixis, we are committed to fostering a working environment where each and every one of our people is treated with dignity and respect and where every voice is heard. Our differences make us collectively stronger and are a source of fulfilment, innovation and performance.

In the framework of its Diversity, Equity & Inclusion policy, Natixis in Portugal has implemented a Blind CV Screening process, with the purpose of reducing hiring bias. A blind CV excludes any personal details which refer to the applicant’s gender, age or ethnicity. When applying for our positions, please submit a blind CV, that is, with no picture, name, gender, age, nationality, ethnicity and address. Your personal statement, work experience, courses and certifications, education, skills and contact information is what matters to us.

#MuchMoreThanJustAJob

Early morning. Campo 24 de Agosto. In 4 minutes, you are clocking in at the office. Start your day having breakfast with the Team and grab fresh fruit on the way to your seat, in one of Porto’s most typical neighborhoods. This Purple Day is going to be a busy one: daily meeting ensuring all team members are on the same page regarding work status, priorities and blockers, language class and, just after, a Talent Management meeting with your manager, discussing your career path. 

 Lunch break. Today, your Team is onboarding newcomers, but also welcoming French colleagues: the perfect excuse to walk downtown and bond over a francesinha. When returning, inhale nature and peace of mind in Natixis Urban Garden (look at the crops; ready to harvest!). 

 Back inside. Brainstorming session on a new, exciting project in our disruptive and immersive Manaus Village. The afternoon went flying (tasks, meetings, some jokes with your teammates). End it on a high note: celebrating cultural diversity with a Diwali, the Indian festival of lights. 

 Tomorrow, you attend a conference led by influential speakers in your industry and, the day after, you will work from home, benefitting from some focus time to complete that report and soft skills course on LinkedIn Learning. Once you are done with your work for the day, strike the right note playing with Natixis band or be part of a board games session. If that is too steady for you, meet your colleagues to catch some waves or sail the Douro river during golden hour.