PCM Middle Office Team Leader | GBO

Natixis in Portugal is a Centre of Expertise whose mission is to transform traditional banking by developing innovative solutions for the business, operations and work culture of Groupe BPCE worldwide. 

As part of Groupe BPCE’s international division, Natixis in Portugal designs and delivers solutions for its two core areas – Corporate & Investment Banking and Asset & Wealth Management – as well as transversal services that support all entities across the Group. 

With more than 3,000 employees representing 46 nationalities, the teams work across Information Technology, Banking Support Activities, and Compliance, in an integrated, inclusive, and cross-functional way, supporting all business lines and platforms of the Group. 

A disruptive mindset and a culture of proximity and agility identify Natixis in Portugal Team and reflect the company's mission to transform traditional banking at a global scale: a perfect match in the Portuguese dynamics and entrepreneurial ecosystem.

The Financing Middle Office manages a portfolio of financing operations in which Natixis is a lender, from the preclosing (implementation) to the final repayment by the borrower.

The main duty of the team is to ensure that, all along its lifecycle, each financing operation complies with the terms of Natixis’s credit decision and that the legal documentation (financing contract) is properly executed by both Natixis and the borrower.

The Financing Middle Office Team Leader’s main tasks are to:

▪ Supervise and coordinate the day-to-day activity of the Financing Middle Office team: analysing and preparing the new financing operations, monitoring the borrower’s obligations as per the legal documentation, managing the events that may occur during the lifecycle of the financing operation, producing and checking reports in relation with the managed operations

▪ Set a good example and engage the team to achieve common goals and to develop their potential

▪ Support the Global Process Owner in the convergence of the processes, fostering its transformation towards efficiency

▪ Produce relevant indicators on the team performance and risk areas

▪ Manage the team:

    o Staff recruitment process

    o Onboarding and training of newcomers

    o Daily organization of the team, ensuring the appropriate resources are allocated to each task

    o Report Operational Risks on due time and develop corrective action to prevent future occurrences;

For you to be successful in this role you should be able to:

    ▪ Identify and unleash talent

    ▪ Set clear goals and assess team members’ performance, recognizing and rewarding high performance

    ▪ Identify and follow operational improvements to develop new and/or enhance existing processes and address possible issues and inefficiencies

• MSc degree in Corporate Finance, Business school with a major in Finance or equivalent;
• Experience in People Management;
• Experience with Financing operations;
• Experience in Financing Middle Office;
• Experience with Excel, Word / PowerPoint (Advance Knowledge), VBA;
• Experience with LoanIQ (preferred)
• English Fluency (mandatory);
• French Knowledge (plus).
• Strong communication skills (oral and written);
• Rigorous, with strong analytical and organizational skills, and a commitment to reliability and accuracy in all tasks;
• Ability to make decisions as well as influence decision-making;
• Ability to multi-task under tight deadlines.

• Availability to work on public holidays;
• Potential short Business trips required;
• Main interactions: Front Office, Back Office, Legal, Treasury, Agent banks (external);

Our workplace reflects the vibrant spirit of our locations, with initiatives such as a Green Transportation Budget, electric bikes and a flexible Hybrid Work Policy. We promote wellbeing through the Honolulu Wellness Club, a Prayer Room, a Lactation Room, and themed Villages that inspire creativity and collaboration. Through our ESG and DEI strategies, we are committed to being inclusive, caring, and fair, ensuring every voice is heard and valued.