Processing Operations Officer

Natixis in Portugal is a Centre of Expertise with the mission to transform traditional banking by developing solutions for Groupe BPCE’s businesses, operations and work culture worldwide, driven by an innovation mindset, in a financial tech ecosystem.

Natixis in Portugal is part of the Global Financial Services division, where it applies technology for the development of financial expertise in its two global business lines – Corporate & Investment Banking and Asset & Wealth Management – and, transversally, for Groupe BPCE entities.

The Centre of Expertise, based in Porto, currently has more than 2700 employees from 40 nationalities, organised in three main departments: Information Technology, Banking Support Activities and Compliance. These teams work in an integrated, inclusive and transversal way, supporting and creating value for all the business lines and platforms of the group. Natixis in Portugal is the International Competence Centre (with an export orientation) which employs the largest number of people in the Porto district. The project in Porto is one of the biggest investments in Human Resources ever made by Groupe BPCE worldwide.

A disruptive mindset and a culture of proximity and agility identify Natixis Team and reflect the company's mission to transform traditional banking at a global scale: a perfect match in the Portuguese dynamics and entrepreneurial ecosystem.

In 2025, Top Employers Institute has awarded Natixis in Portugal the Top Employer Portugal accreditation for the third time. This certification recognizes excellence in people practices, following the example of its head office, in France, who was certified Top Employer France for the nineth year in a row.

Generic Responsibilities: 

Performs all customers transfers worldwide (funds transfer and receipt operations for the Organization's Corporate, Subsidiaries and Financial Institutions clients as well as payments), in accordance with administrative and operational processes.

Monitors and executes Unitary Payments or Cash Flow.

Instructions of foreign correspondents and institutional banks, in accordance with administrative and operational processes.

Ensures that all operations related documentation is correct and the validation process is implemented, prior to draw down.

Maintains accurate records of all transactions and related documentation and ensures compliance with regulatory requirements, quality control and other internal policies and procedures.

Performs routine balancing, verifying incoming/outgoing transactions to ensure quality standards and audit trail.

Resolves requesters inquiries and issues related to transaction processing.

Identifies and resolves transaction discrepancies or errors.

Collaborates with other teams and departments to ensure timely and accurate processing of transactions.

Manages the cash pooling (physical, notional, multi-bank) processing for Natixis clients and the BPCE group.

Analyzes and manages the implementation of automatic cash placements for BPCE group clients.

Analyzes and manages the implementation of cash management solutions internationally (MT101 / MT940 / MT942 / MT950).

Opens, modifies, or closes Natixis client accounts.

Specific Responsibilities:

Conducts routine analyses of transaction data and contributes to the preparation of reports for management.

• Bachelor degree (bank):
• Cash Management Operations (Swift; Payments Systems; Correspondent Banking);
• Pack office (Word; Excel; PPT);
• Fluent English (mandatory);
• Good level of French (plus);

Soft Skills:

• Communication (oral and written);
• Personal organisation;
• Team work;
• Reliability / Accuracy / Rigor.

We will only consider English CV's.

At Natixis, we are committed to fostering a working environment where each and every one of our people is treated with dignity and respect and where every voice is heard. Our differences make us collectively stronger and are a source of fulfilment, innovation and performance.

#MuchMoreThanJustAJob

Early morning. Campo 24 de Agosto. In 4 minutes, you are clocking in at the office. Start your day having breakfast with the Team and grab fresh fruit on the way to your seat, in one of Porto’s most typical neighborhoods. This Purple Day is going to be a busy one: daily meeting ensuring all team members are on the same page regarding work status, priorities and blockers, language class and, just after, a Talent Management meeting with your manager, discussing your career path. 

 Lunch break. Today, your Team is onboarding newcomers, but also welcoming French colleagues: the perfect excuse to walk downtown and bond over a francesinha. When returning, inhale nature and peace of mind in Natixis Urban Garden (look at the crops; ready to harvest!). 

 Back inside. Brainstorming session on a new, exciting project in our disruptive and immersive Manaus Village. The afternoon went flying (tasks, meetings, some jokes with your teammates). End it on a high note: celebrating cultural diversity with a Diwali, the Indian festival of lights. 

 Tomorrow, you attend a conference led by influential speakers in your industry and, the day after, you will work from home, benefitting from some focus time to complete that report and soft skills course on LinkedIn Learning. Once you are done with your work for the day, strike the right note playing with Natixis band or be part of a board games session. If that is too steady for you, meet your colleagues to catch some waves or sail the Douro river during golden hour.