Cards Portfolio Execution Consultant

Position Overview

Key Responsibilities

1. Card Product Launch & Execution

• Lead and manage the full lifecycle of launching new Mastercard debit/credit/prepaid cards.
  
• Coordinate with Mastercard, issuing processors, card personalization bureaus, risk, compliance, marketing, and operations teams.
  
• Translate business requirements into actionable execution plans with clear timelines and deliverables.
  
• Ensure that all card products meet Mastercard rules, branding guidelines, digital enablement requirements (e.g., tokenization, MDES), and regulatory obligations.
  
• Oversee UAT, BIN setup, digital wallet readiness (Apple Pay, Google Pay), and operational certification processes.
  

2. Program & Project Management

• Develop detailed project plans, RAID logs, and stakeholder communication updates.
  
• Drive cross -functional alignment and resolve execution bottlenecks.
  
• Track progress against milestones and ensure timely, high‑quality deployment.
  
• Own governance reporting for project status, risks, and dependencies.
  

3. Portfolio Management & Optimization

• Analyze performance of existing card portfolio (activation, usage, spend, retention, delinquency, interchange, rewards cost).
  
• Recommend portfolio strategies to improve profitability, customer engagement, and product differentiation.
  
• Support pricing reviews, incentives design, loyalty program updates, and segmentation strategies.
  
• Identify gaps in customer journey and propose improvements for acquisition, onboarding, and engagement.
  

4. Stakeholder & Partner Management

• Act as the primary liaison with Mastercard teams (product, operations, risk, digital services).
  
• Work with external partners including processors, fintech vendors, card personalization providers, and loyalty platforms.
  
• Drive alignment between business, IT, operations, and compliance to ensure seamless product delivery.
  

5. Risk, Compliance, and Operational Readiness

• Ensure adherence to Mastercard operating regulations and local regulatory requirements.
  
• Support creation of operational procedures, customer communications, and frontline training.
  
• Identify and mitigate launch risks and implement strong control mechanisms for ongoing operations.
  

Qualifications

Required

• Bachelor’s degree in Business, Finance, Technology, or related field.
  
• 5+ years experience in cards, payments, banking, or fintech (Mastercard experience strongly preferred).
  
• Proven track record in executing card launches or major payment -related projects.
  
• Strong understanding of Mastercard products, digital payments, BIN management, dispute processes, and card lifecycle.
  
• Excellent project management skills with ability to manage multiple complex initiatives.
  
• Strong analytical abilities and experience with card portfolio metrics.