Risk SME

1. Must have recognized depth all risk domains:

·         Corporate and SME Credit Risk

·         Advanced financial modelling, Risk rating model validation

·         Concentration & sector risk analytics, Control effectiveness testing

·         Market Risk, Liquidity risk metrics, Hedging structures, Scenario analysis, Capital adequacy interpretation

·         Operational Risk

·         Regulatory Risk; Basel framework knowledge, Regulatory reporting standards, Local regulatory expectations

·         Governance framework alignment

·         Risk dashboards & KPI design

·         Automation & digital risk tools

2. Product risk assessment

3. Portfolio optimization mindset

3. Advisory & Influence Skills:

·         Ability to challenge senior stakeholders

·         Clear articulation of complex risk topics

·         Policy interpretation & guidance

·         Cross-functional collaboration

5. Professional Credibility:

·         FRM

·         PRM

·         CFA

·         Advanced banking certifications

Experience: +15 years