Chief Technology Officer

Our client is a high-growth fintech business building next-generation payment and issuing infrastructure across multiple international markets. Operating at the intersection of embedded finance, multi-currency solutions, and global processing, they are scaling two flagship product verticals aimed at driving international expansion and revenue diversification. The business is in a critical growth phase, with a strong focus on product innovation, speed of execution, and market expansion across Africa, Europe, and emerging markets.

Job Description:

This is a senior, hands-on Chief Technology Officer role suited to a founder-minded technology leader who thrives in high-growth, fast-paced environments. You will take full ownership of the architecture, design, and delivery of two core product verticals, driving end-to-end execution from concept through to scale. Working closely with leadership across product, commercial, and operations, you will play a key role in shaping the company’s technical direction while ensuring delivery excellence and commercial impact.

Your daily adventures include:

Product & Architecture

• Define and drive the technical vision across core product platforms
  


• Lead end-to-end architecture with a strong user-centric approach
  


• Translate business and market needs into scalable, modular solutions
  


• Ensure alignment between product, technology, and commercial outcomes
  


• Drive high-quality UX-led product design across platforms
  

• Own full lifecycle delivery from build to scale
  


• Drive speed, quality, and efficiency across engineering teams
  


• Ensure high system reliability, scalability, and performance
  


• Oversee integrations with partners, payment schemes, and third parties
  


• Maintain strong engineering standards with minimal post-launch issues
  

• Build and lead high-performing engineering teams
  


• Improve development velocity through automation and reuse
  


• Scale platforms without proportional increases in headcount
  


• Identify and implement efficiencies across systems and processes
  


• Drive innovation through continuous product and platform improvements
  

• Lead cross-functional collaboration across product, sales, and operations
  


• Foster a high-performance, ownership-driven engineering culture
  


• Balance hands-on technical involvement with strategic leadership
  


• Engage with senior stakeholders and leadership teams
  


• Support business growth through technology enablement
  

Requirements

What it takes to succeed: 

• 8–12+ years in software engineering, fintech, or payments
  


• Proven experience building and scaling platforms (0 → 1 and beyond)
  


• Strong background in high-growth or startup environments
  


• Experience in payments, card issuing, or transaction-heavy systems preferred
  


• Track record delivering complex, multi-market solutions
  


• Cloud-native architecture (preferably Azure)
  


• Microservices and scalable system design
  


• Real-time transaction processing systems
  


• AI/ML integration into products or engineering workflows
  


• Experience with payment scheme integrations advantageous