Job Description

• Are you someone who can:

  • Prepare high quality and well written credit applications including the assessment of credit risks and application of credit ratings which demonstrate:

    • An understanding of the credit risks associated with underlying transactions and counterparties.

    • The application of credit frameworks and methodologies in marking of credit limits.

    • A sound understanding of the operating and business environment relating to non-bank financial institutions (for example insurance and reinsurance companies, asset managers, funds, exchanges, clearing houses, broker/ dealers etc.).

    • An up to date understanding of the critical key macro environmental factors, impacts, and inter-relationships (e.g. industry and sector developments, regulations, financial markets, country risks etc) which are relevant to the counterparty and deal risk profile.

    • Perform detailed financial analysis, forecasting and ratio analysis and interpret and succinctly and clearly explain the outputs of this analysis.

    • Demonstrate a good understanding of banking and global markets related products and the associated inherent credit risks.

  • Manage credit limits, new requests and annual credit limits associated within an assigned portfolio of counterparties.

  • Monitor and action compliance to approved facilities i.e. covenants, excess etc.

  • Update relevant credit systems and assist with monitoring requirements and exception reporting.

  • Communicate effectively both verbally and in writing.

  • Establish and service relationships with business partners to improve the effective and efficient execution of credit objectives in line with business requirements.

  • Interact with and confidently present credit applications and analysis to credit executives, credit committees and other credit forums.

  • Work well individually as well as within a team.

  • Assist with credit application reviews and inputs.

  • Deal with conflicting views in a constructive manner.

  You will be an ideal candidate if you:  

  • Have a B Com (Hons), CA(SA), CFA or similar qualification.

  • Preferably have 3 to 5 years’ experience in Non-Bank Financial Institutions credit or similar credit experience.

  • Have previous experience is interacting with business, credit committees and clients.

  • Have solid experience in banking and financial markets.

  • Are able to work under pressure with tight deadlines.

  • Deal with complexity but can extract the key credit risk issues and concepts and explain these in a simple and clear manner.

  • Are proactive and take ownership and accountability of assigned responsibilities.

  • Can work well individually as well as in a team.

  You will have access to:

  • Opportunities to network and collaborate

  • Challenging working

  • Opportunities to innovate

  We can be a match if you are:

  • Curious & courageous - you're driven by always wanting to know more and learn more and you're brave enough to

  • Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do it

  • Love putting our clients at the forefront of what you do

  Are you interested to take the step? We look forward to engaging with you further. Apply now!

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Job Details

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.