Job Description

Management level: Professionally qualified and experienced specialists / middle management

Job Family: Credit risk

Job category: Core

Are you someone who can:

Own and drive credit portfolio reporting as required into the various Credit Governance Committees for the Commercial Segment:

• Quarterly R&C Risk Committee ("RCCC")

• Quarterly FirstRand Commercial Credit Portfolio Committee

• Quarterly portfolio updates to the FirstRand Group Credit Risk Management Committee

Support lending product houses and the BA credit portfolio team to enable effective credit portfolio reporting across the segment:

• Drive innovation & automation (i.e. use of AI agents to deliver portfolio summaries)

• Proactively identify the need for new risk views as and when required

• Proactively identify potential risk appetite breaches and ensure appropriate reporting and action is taken to remediate

• Collaborate with key stakeholders to manage effective delivery of ongoing reporting requirements

• Coordinate deep dives as and when required

• Sourcing and analysis of relevant regulatory and financial performance benchmarking information across the lending portfolios

Cultivate and manage objective working relationships with a variety of stakeholders, including lending product house end-users, Lend enablement reporting team members, Group ERM and Commercial Credit Segment senior credit executives

Qualification required:

• Relevant financial or quantitative degree to support ability to analyse financial, regulatory and model performance across lending portfolios: B.Com Accounting or B.Sc. Actuarial Science, Mathematics major or Risk Management

Experience required: 

• 4-5 Years of experience:
• Financial and regulatory reporting experience (or exposure to) across lending portfolios in a Bank
• Credit portfolio reporting to analyse the key performance KPIs for a lending portfolio
• Enterprise Risk Management reporting and/or experience will differentiate the candidate to enable support for Head of Credit Portfolio Management in product house credit portfolio meetings and down the line succesion planning.

Job Details

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.