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Credit Risk Analyst

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Job Description - Credit Risk Analyst

Main Purpose

To perform reporting, data
analysis and forecasting to support the development and maintenance of Retail
Credit Risk strategies for acquisitions and/or existing customers.


KEY
OUTCOMES

  • Analysis
    and Reporting

  • Champion
    Challenger Strategies

  • Participate
    in Analysis of Strategy Performance and Initiatives

  • Stakeholder
    Management

  • Self -development


Requirements

TECHNICAL COMPETENCIES

  • Management
    Information Production

  • Data
    Quality

  • Risk
    and Return Analytical Models, Metrics, Matrices and Tools

  • Financial
    Data Analysis and Predictive Modelling

  • Governance
    and Compliance

  • Structured
    Language Analytical Software and CVM Applications

  • Statistics
    and Statistics Methodologies

  • Credit
    Risk Policy Systems

  • Credit
    Risk Regulations

 

MINIMUM QUALIFICATION

·       University degree in business, statistics, operations research
economics or industrial engineering or equivalent industry training and
experience. 


EXPERIENCE REQUIRED

·       Experience in performing data analysis utilizing a standard
statistical package such as SAS or SQL is required.

·       Practical experience in using analytics to solve complex business
problems would be advantageous.

·       Experience in working with various data sets as well as ability to
establish data integrity and relationships.

 

ADDITIONAL REQUIREMENTS

 

·       Passionate
about data analytics and how this contributes to the business.  

·       Proven ability
to effectively communicate analytical insights and improvement recommendations.

·       Proven ability
to work as a team player to ensure effective delivery of reporting, tasks,
projects and any other related deliverables.

·       High level of
PC literacy, ideally with the experience in the use of SAS.

·       Proficiency in
Microsoft Office (Excel, Word, PowerPoint etc.), ideally using macros.

·       Ability to
reason and package ideas and results in a logically ordered, understandable and
practical way to both technical and non -technical audiences.

·       Exceptional
time management skills to be able to complete tasks effectively to deadlines
and manage multiple tasks.

·       Good communication skills, both written and verbal
(including being able to run workgroups/meetings and minute -taking.)


Closing Date: 15 May 2026

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