Credit Risk Manager Permanent Y66XV74V

Requirements

• National Diploma or Bachelors Degree in Finance or Accounting (NQF 7)

• Credit Management Diploma

• 5–8 years experience in credit control or credit management

• At least 5 years experience in a supervisory or management role

• Experience in a manufacturing, FMCG, or sales-driven environment preferred

• Proven experience managing large debtor books and credit risk

Responsibilities

• Develop, implement, and manage the credit policy and procedures
• Assess and approve customer credit limits and payment terms
• Monitor customer credit risk and overall credit exposure
• Manage debtor collections, payment allocations, and overdue accounts
• Negotiate payment arrangements and recommend provisions or write-offs
• Ensure compliance with the National Credit Act, POPIA, and internal controls
• Oversee contract administration and ensure records are audit-ready
• Prepare and present monthly credit and debtor reports
• Provide credit insights to support sales and business decisions
• Lead, train, and performance-manage the credit team
• Contract and compliance oversight
• Reporting and business support
• Debtors and cash flow management
• Prepare monthly credit and debtors reports for management
• Ensure compliance with all HR, labour and safety legislation

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R960000