FINANCE MANAGER (HYBRID) - ZAR 1.2 MILLION pa - FINTECH

• Lead the finance function in a high -growth, tech -driven environment
  
• Work alongside innovative co -founders shaping the future 
  
• Competitive salary + performance incentives
  
• A culture that values agility, innovation, and impact
  

Core Financial Management

• Oversee day -to -day accounting, ensuring compliance with
  local and international standards.
  
• Manage month -end, quarter -end, and year -end closes,
  providing accurate and timely financial reports.
  
• Supervise tax compliance and regulatory filings across
  multiple jurisdictions, optimizing the company's tax position.
  
• Coordinate both internal and external audits; maintain
  strong internal controls to mitigate risks.
  

Cost Allocation & Profitability

• Develop and implement frameworks for allocating direct
  and indirect costs at a granular level (e.g., per safe, per customer).
  
• Track and analyse profitability across different product
  lines, markets, and regions.
  
• Identify underperforming units or clients and recommend
  actions to improve margins or discontinue services.
  

Treasury & Payments Management

• Manage cash flow and working capital, ensuring
  operational continuity and strategic flexibility.
  
• Build relationships with banking partners, payment
  processors, and other financial institutions across African markets.
  
• Oversee cross -border and local payment processes,
  prioritizing security, speed, and cost -efficiency.
  

Financing & Loan Structuring

• Propose and evaluate financing strategies (e.g., bank
  loans, venture debt, asset financing) for product expansion.
  
• Negotiate terms with lenders or investors, managing
  interest rates, collateral requirements, and repayment schedules.
  
• Mitigate risks (currency fluctuations, rate volatility)
  with appropriate financial instruments or hedging strategies.
  

Strategic Financial Planning

• Collaborate with leadership to assess new market
  opportunities, create financial models, and guide investment decisions.
  
• Define and track key performance indicators (KPIs) that
  align with the growth objectives.
  
• Develop and maintain pricing and profitability strategies
  in collaboration with product and sales teams.
  

Team Leadership & Development

• Recruit, mentor, and scale a high -performing finance team
  capable of supporting multi -market operations.
  
• Implement robust financial systems, tools, and
  technologies to enhance reporting, analytics, and scalability.
  
• Foster a culture of continuous improvement and
  data -driven decision -making.
  

Requirements

• Registered CA(SA)
  
• 5+ years in financial management, preferably in FinTech or fast scaling business
  
• Strong experience in financial strategy, reporting and risk management
  
• Tech -savvy with a deep understanding of digital finance trends
  
• A proactive, problem -solving mindset with exceptional analytical skills
  
• A willing attitude