Manager, Credit Risk, Global Multinational and China Corporations

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

To provide an efficient and effective credit origination, approval, and management process in respect of the allocated Corporate & Investment Banking (CIB) Global Multinational Corporations (GMNCs) and Chinese Corporations-linked portfolio. Develop and maintain co-operative relationships between all stakeholders in the CIB credit value chain, ensuring the appropriate, timely and effective management of the allocated portfolio and in collaboration with country and sector credit managers across the regional geographies where the portfolio GMNC/Chinese counterparties operate, providing guidance where needed to ensure alignment with the GMNC/China strategy and risk appetite, while assisting with skills dissemination to others, as well as investment in one’s own growth.

Type of Qualification: First Degree

Field of Study: Business Commerce

Licenses & Certifications: CA (SA) or CIMA or CFA would be advantageous

Experience Required

• 3-5 years in-depth understanding of accounting both management and financial accounting to analyze financial strengths and weaknesses of clients and identify potential risks to credit proposals.
• 3-5 years thorough conceptual and practical knowledge of credit procedures, policies, and standards, as well as a thorough understanding of bank products and facilities that give rise to counterparty credit risk. Seasoned understanding of Basel and broader regulatory and compliance requirements.
• 3-5 years understanding and working knowledge of risk systems monitoring and its related procedures for analyzing the account behaviour of clients and identifying trends and shifts in credit risk profiles. Seasoned technical understanding of non-credit risks encountered within transactions.
• 3-5 years well developed knowledge of financial markets, the global economy, and appropriate regional geographies in which the portfolio operates.
• 3-5 years seasoned understanding of lending and derivative products and facilities that give rise to counterparty credit risks, including the documentation required/presented to manage that risk.
• 3-5 years demonstrated experience in managing senior level stakeholders. 

Behavioural Competencies:

• Establishing Rapport
• Examining Information
• Exploring Possibilities
• Making Decisions
• Upholding Standards

Technical Competencies:

• Risk Identification
• Risk Measurement 
• Industry Knowledge
• Africa Regions Market Knowledge
• China market knowledge