Manager, Home Services (Internal)

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

To execute the strategy and drive the implementation and adherence to the compliance and risk policies and procedures in order to reduce risk and meet regulatory compliance. To drive the implementation of the Commercial Property Finance (CPF) strategy within Operations Shared Services in order to realise the strategic objectives of achieving the market share for Commercial Property Finance. To drive the execution of pricing arbitration to retain business and achieve profit targets.

Minimum Qualifications

• Bachelor of Commerce (Business Related Degree - NQF7)
• Valid Drivers Licence
• RE5

Minimum Experience

• 5 - 7 years significant experience in developing and managing senior level relationships with business partners; Need to have marketing and sales experience.
• Clearly understands the strategy, vision and culture of Retail Banking and home loans and provides relevant and valuable input into realising these. 
• A thorough working knowledge of home loan product and pricing options in the banking sector and amongst alliance partners.
• Thorough knowledge of bond application processing, grant, purchase and registration procedures.
• Seasoned knowledge of lending principles and practices, including an understanding of credit application, securities and balance sheet requirements. A thorough knowledge of the Bank’s sales incentive schemes, policies and procedures. A good understanding of the Financial Intelligence Centre Act (FICA) and the Code of Banking Practice.
• Must have relevant intermediary experience in respect of the FAIS product subcategories applicable to this role.

Behavioral Competencies

• Generating Ideas
• Convincing People
• Making Decisions
• Thinking Positively
• Embracing Change

Technical Competencies

• Product Knowledge
• Interpreting Financial Statements
• Planning, Forecasting and Budgeting
• Compliance
• Strategic Planning and Reporting