Manager, Risk Appetite & Credit Portfolio

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

To lead and ensure optimal performance and reporting of the Business and Commercial’s credit portfolio, that the allocated portfolio performs within risk appetite, budgets are set appropriately and that strategic portfolio decisions are optimised across the 14 countries in Africa Regions.

Drive effective execution of the credit risk strategy and framework in line with the risk appetite statements, the Group Credit Risk Governance Standard and Global Credit Policy.

To provide leadership, support and quality assurance to the team to execute all Credit Risk process activities in order to manage risk, achieve targets and align to best practices. 

Type of Qualification: First Degree

Field of Study: Mathematical/ Business Sciences/ Finance/Accounting is essential.

Type of Qualification : Post Graduate Degree

Field of Study : Mathematical/ Business Sciences/ Finance/Accounting is preferred.

Experience Required

Credit Risk – PPB

Risk & Corporate Affairs

8-10 yearsThe role requires an individual with a proven capability leading people across the full dimension of the Credit Risk field, including originations, evaluation, account management, collections and payments. Banking experience, portfolio analysis and/or credit risk management. Legal, Regulatory, Compliance proficiency in supervising and managing fore closure process.

Behavioural Competencies:

• Adopting Practical Approaches
• Articulating Information
• Empowering Individuals
• Following Procedures
• Showing Composure
• Taking Action
• Upholding Standards

Technical Competencies:

• Compliance
• Data Compliance
• Data Quality
• Evaluating Risk Management Effectiveness
• Promote Good Governance, Risk & Control
• Risk Awareness
• Risk Management
• Risk Reporting
• Verbal Communication

lease note: All our recruitment processes comply with the applicable local laws and regulations.

We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or [email protected]