Job Description

Hello Future Product Analyst (Band D),

Welcome to WesBank, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.

As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

Thank you for your interest in joining our talent community. Please note that this advertisement is not for an active vacancy, and as such you will not receive a decline notice or status update immediately. We are currently gathering applications to build a talent pool for future opportunities. By submitting your application, you will be considered for similar roles that may become available. We appreciate your interest and look forward to potentially working with you in the future.

About The Role

As a Product Analyst, you’ll be part of a team of self-motivated, provide operational support to the business through the effective delivery of existing products and solutions Conducts analysis and research to provide business insight required for the successful implementation of new products in the KZN region. Successful candidate will be based at our Durban office (Office based – 5 days).

Are you someone who can:

• Credit and financial assessments of commercial business customers

• Adhere to negotiated service levels and turnaround times in support of business strategy.

• Presenting credit submissions at credit forums • Ability to effectively prioritise and organise workflow.

• Customer and results driven.

• Processing of credit applications on the internal scoring system

• Engaging and processing credit applications of both banked and non-banked customers

• Make informed credit decisions.

• Assist internal sales partners with credit decisions and application of the credit policy.

• Build and maintain relationships with internal / external business partners.

• Responsible for making credit decisions.

• Keep abreast with what’s happening within the marketplace and more specifically with regards to process and credit policy

• To facilitate and monitor adherence to service guarantee times.

• Resolve any credit issues and process problems/challenges with Pay-outs and other internal business partners.

• Escalate to manager any credit issues with products/processes/ standards.

• Optimises work through the application of learning experiences.

• Engages in activities for own development.

• Ensures customer service solutions are aligned to the operational business plan.

• Develops and leverages cooperative credit risk stakeholder relationships and networks. • Contributes to cost efficiencies.

• Contributes to teamwork.

• Ensures operational excellence through the delivery of work processes according to defined quality standards.

• Liaises with internal and external stakeholders and support functions.

• Analyses the integrity of credit applications.

You will be an ideal candidate if you:

• Bachelor`s Degrees or Advanced Diplomas: Business, Commerce and Management/ Finance

• 3 Years banking/ credit experience will be an advantage

You will have access to:

• Opportunities to network and collaborate

• A challenging working environment

• Opportunities to innovate

We can be a match if you are:

• Good understanding of asset-based finance (ABF)

• General knowledge of financial statements and financial acumen

• Detail oriented

• Requires communication skills, both written and verbal

• Requires solid problem-solving and analytical skills.

• Ability to remain calm under various levels of pressure.

• Requires the ability to establish and maintain effective working relationships with all levels of management (internally/externally)

Are you interested to take the step? We look forward to engaging with you further. Apply now!

#Post

#FNB

#LI-SM7

Job Details

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.