Specialist- Credit Risk Monitoring and Reporting

Job Requisition Details

Requisition ID: 147210

Location: Johannesburg, Gauteng 

Closing Date: 24 August 2026

Talent Acquisition: Bongiwe Mchunu

Job Family

Business and Commercial Banking

Career Stream

Leadership Pipeline

FAIS Affected

Job Purpose

To provide support by managing and reporting on the quality of the book profile for Nedbank Group / Cluster to enable effective risk management, in line with the business strategy.

Why Join Our Team

Job Responsibilities

• Give an overview of the book by developing and preparing portfolio review presentations based on Management Information Systems (MIS).


• Provide feedback monthly by drafting business reports as at month end.


• Build and maintain effective working relationships by attending regular staff meeting and team building sessions.


• Build strong relationships by engaging with stakeholders on credit processes, policies, information and documentation.


• Build intellectual capital of the team by knowledge sharing with all stakeholders.


• Meet stakeholder expectations by delivering output and resolving queries within turnaround times.


• Enhance policies and procedures by identifying and reviewing ineffective processes and systems.


• Enhance processes by constantly seeking innovative improvements to the credit systems.


• Adapt to changes in Legislation by enforcing the compliance to the changes.


• Improve team performance by identifying staff performance gaps from assessment evaluations and analysing performance data from the Management Information System (MIS).


• Manage quality of portfolio by enforcing adherence to bank policies, process and procedures and industry regulations.


• Implement sound credit risk management by providing advice on credit risk matters to stakeholders.


• Achieve operational excellence by supporting the implementation of business optimisation improvement through team engagement.


• Support the achievement of the  business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.


• Identify training courses and career progression for self through input and feedback from management.


• Ensure all personal development plan activities are completed within specified timeframe.


• Share knowledge and industry trends with team and stakeholders during formal and informal interaction.


• Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.


• Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).


• Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g.. Green Strategy).


• Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.

Qualification

Preferred Qualification

• Postgraduate qualification such as an LLB, BSc Engineering, MBA, or a related discipline will be advantageous.

Essential Qualifications - NQF Level

Minimum Experience Level

• Minimum of 3 to 5 years' experience as a Business Analyst within a credit risk, banking, or financial services environment; or


• At least 5 years' experience in Credit Risk Management, Portfolio Monitoring, Credit Reporting, or a related risk discipline.

Technical / Professional Knowledge

Behavioural Competencies