Credit Analyst - Start Immediately

We are hiring a driven Credit Analyst to join our high calibre team at Communicate Recruitment in Johannesburg, Gauteng.
Growing your career as a Full Time Credit Analyst is a terrific opportunity to develop exceptional skills.
If you are strong in project management, critical thinking and have the right initiative for the job, then apply for the position of Credit Analyst at Communicate Recruitment today!

JOB SUMMARY:
A conglomerate in the banking sector is seeking a dynamic Credit Risk Analyst with a qualification in MSc/BSc (Hons) to join their JSE listed organisation. The purpose of this role is to provide data-driven and quantitative analysis that informs credit risk management strategies and processes across the credit life cycle.

JOB DESCRIPTION:

Minimum Requirements:

• Completed qualification in MSc/ BSc in Statistics/ Actuarial Science/ Financial Maths/ Applied Maths
• At least 1-2 years of experience in relevant field (e.g. behavioural credit scoring, credit risk management processes across the credit life cycle)
• Programming capabilities (SAS / R / Python / VBA)
• Retail banking experience

Performance Areas (Responsibilities):

• Develop mathematical and statistical models for risk quantification.
• Development and implementation of the high-risk account management strategy, limit increase strategy and forced limit decrease strategy for risk management.
• Monitor and run assurance on system functionality than enables the facility structure that is the core component of the credit product.
• Provide meaningful insights, trends and recommendations with the objective of informing credit policy and business strategy through analytical methods.
• Create business reporting that is of a consistently high quality and standard to inform and/or drive business processes.
• Evaluate profitability of current policy / rule sets, generate and evaluate alternatives.
• Conduct detailed analytical work with a high level of accuracy in order to deliver high level results to senior management.
• Responsible for managing issues through to resolution.
• Maintain key stakeholder relationships. (i.e. Product, Credit Ops, EIS, System)
• Effective team management to produce results in line with strategy.
• Improved processes and a collaborative working culture.

Taking the next step in your career means that you are one step closer to success. Please apply ASAP .
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Benefits of working as a Credit Analyst in Johannesburg, Gauteng:

● Company offers great benefits
● Company offers career progression opportunities
● Competitive salary