Transaction Monitoring Specialist

Join Colibrix One - Innovating the Future of Payments

At Colibrix One, we're building advanced, AI-powered payment technologies that support Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanks across the EU and the UK. As a fully licensed EMI (FCA reference number 927920) and a Principal Member of Mastercard, we offer real-world financial solutions that include:

• Global card processing
• Digital wallet infrastructure
• Cross-border merchant accounts
• Alternative payment methods (APMs)
• Corporate accounts for legal entities

We're a fast-growing team with a passion for innovation, security, and scalability. Our culture values curiosity, collaboration, and impact - and we're looking for talented professionals who are ready to shape the future of fintech.

The Role:

We're looking for a Transaction Monitoring Specialist to help detect fraud, assess risk, and ensure compliance with AML/CTF regulations and card scheme rules. You'll monitor transactions in real time, investigate suspicious activity, and support ongoing improvements in monitoring processes. If you're detail-oriented and experienced in compliance and acquiring, this role is for you.

Key Responsibilities:

• Monitor deposits and review daily fraud and chargeback reports to ensure merchant compliance with VISA and Mastercard programs
• Conduct real-time transaction monitoring for business and individual clients
• Perform periodic evaluations of client accounts and website functionality to ensure compliance, including test transactions
• Investigate merchants and their portfolios to assess risk, ensure compliance, and detect fraudulent or illegal activities
• Identify potential money laundering, terrorist financing, and sanctions evasion scenarios
• Collect and manage additional client data related to completed transactions
• Address operational monitoring issues promptly, escalating and reporting suspicious activities as needed
• Ensure all client transactions comply with AML/CTF procedures and guidelines
• Assist colleagues from other departments with AML/CTF-related matters
• Provide insights and recommendations to enhance transaction monitoring efficiency

What you need to succeed in this role:

• Minimum 2 years of experience in transaction monitoring
• Proven experience in acquiring and underwriting
• Strong understanding of AML/CTF regulations and industry best practices
• Familiarity with customer due diligence (CDD) and enhanced due diligence (EDD) procedures
• Excellent analytical and problem-solving skills
• High attention to detail and ability to work with confidential information
• Proficiency in Microsoft Office and AML software/tools
• Certification in AML /CTF or a related field is a plus
• Experience working in a fast-paced environment
• Excellent written communication skills with the ability to convey complex information clearly
• Fluency in English and Russian (proficiency in additional languages is considered an asset)

What we offer:

• Opportunity to shape the future of fintech solutions within a growing company
• A collaborative and supportive team environment
• English / Spanish classes
• Opportunity to receive reimbursement for work-related training/courses
• Option to work in a hybrid model based on mutual agreement with the direct coordinator

Salary starting from €1,800 gross monthly.