Consulting & Analytics - Portfolio Optimization Graduate

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions, and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive. 

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement. 

Join Visa: A Network Working for Everyone. 

Visa Consulting and Analytics (VCA) teams assist global banks, retailers, local FinTechs, and governments by solving strategic payment challenges and identifying opportunities. They offer end-to-end support in benchmarking, ideation, definition, implementation, and monitoring, helping clients achieve scale, competitive advantage, and speed to market in the digital age.

In Europe, VCA delivers consulting projects across various payment areas to support Visa's revenue targets. The European VCA team is organized around key Service Lines and Practice Areas such as Portfolio Optimization, Strategy, Digital, and Risk, with Portfolio Optimization accounting for approximately 35% of VCA Europe's total business – where we are looking for a Graduate to join our team!

This role will be client facing, supporting new project sales and delivery – working with our local teams across Europe.

Example of Portfolio Optimisation services include (but not limited to) :

• Drive increased card activation and early usage across all payment channels including digital wallets
• Build focused strategies and segmentation models that deliver higher portfolio performance, domestically and importantly high revenue international spending
• Design and build best in class loyalty, retention and dormancy customer initiatives
• Development of new customer value proposition

Day to day responsibilities of a VCA Portfolio Optimisation Graduate:

• Support the implementation of the Portfolio Optimization Go-To-Market strategy, including the development of new products and solutions such as advisory services, VisaNet-driven data science solutions, and thought leadership publications.
• Assist PO Managers in developing, tracking, reporting, and delivering on VCA Europe Portfolio Optimization practice activities.
• Develop and implement a multi-channel communication plan to promote VCA Portfolio Optimization services both internally to client-facing teams across Europe and externally to VCA clients.
• Collaborate with local PO Managers to identify new consulting and data science opportunities to improve client portfolio performance, with support from Marketing and local teams.
• Enhance internal management reporting and scorecard tracking to demonstrate the impact of VCA PO engagements to Visa senior and executive teams.
• Act as an extension of local client consulting teams, supporting the full consulting lifecycle from business development to project delivery, both virtually and onsite.
• Work closely with other global regions to leverage best practice and content and ideas from other regions that support EU targets
• Be willing to travel (up to 25% of the time across Visa EU territory)

Visa’s Graduate Programme:

Visa hires into its Graduate programme across Asia Pacific (APAC), Latin America (LAC), CEMEA (Central Europe, Middle East & Africa) and Europe. Within each region we hire Graduates into a variety of business functions, joining as one cohort, part of a Global programme.

This is a 2-year programme, where you are supported with various skills and development sessions throughout your time as a Graduate.

By joining VCA as a Graduate you will:

• Work alongside an experienced and dynamic team, as well as top clients, expanding your knowledge in the payments sector and our consulting practices.
• Gain access to ad hoc training resources such as Buddy, Mentor, your own learning path, project coaching and more to accelerate your career plan, such as Visa University.
• Develop your management consulting skills in a global market leader consulting organization, with top-notch practices

Have access to Visa’s Benefits, relocation allowance, private health and dental care

Visa Europe is home to a talented team of 15,000 individuals with unique backgrounds, perspectives, and experiences. Our campaign YOUniqueness, Accepted Everywhere is all about allowing our team to unleash the talent and potential that is uniquely their own. We’re looking for the next generation of change agents – dreamers and creatives - who are fascinated by new technology and want to be empowered to change the way business is done.

Therefore, our requirements are few:

• Graduated between May 2025 - September 2026 

• Full, permanent, right to work for the location you applying to. Visa will not provide sponsorship for this role. 

• Effective communication skills – Oral and written fluency in local language is required in addition to high level of English (written/spoken). 

• Interest in technology and the payments industry

Desired Skills

• Strong communication skills – Oral and written fluency in local language and English is required.
• Curious mindset with an interest in solving problems alongside strong analytical and quantitative skills, driving insight from data analysis.
• Proactive attitude with experience of being a self-starter, a willingness to learn and to think creatively and identify new ways to innovate.

If you require any support during the recruitment process for any reasons, including those related to a disability, please let us know and we will be in contact to discuss this with you. 

This is a hybrid position, employees are expected to work from the office 3 set days a week (determined by leadership/site), 

Please submit your CV in English.  

All your information will be kept confidential according to EEO guidelines.