Senior FinCrime Analyst

ABOUT OUR COMPANY:
XOALA is a multi-regulated EMI/Neobank and leading provider of payment solutions that provides its customers with multi-currency payment accounts, cards and acquiring products. We are set to power global businesses through our simple-to-integrate modular framework and robust infrastructure. The Company offers an all-in-one platform that allows you to handle international transactions, manage accounts in multiple currencies, and process payments securely— no matter where in the world you do business!

We are currently looking to hire a Senior FinCrime Analyst to join the international Onboarding team of talented individuals in Stockholm office! The successful candidate will be responsible to operate KYB and KYC onboarding processes, monitor transactions while assisting in identifying and mitigating financial crime risks in day-to-day operations.

JOB DESCRIPTION:

• Complete KYB and KYC onboarding procedures and periodic reviews ensuring that all KYB documentation is complete and audit-ready and company’s policies align with regulatory expectations


• Monitor and analyse clients’ financial transactions to identify suspicious activity or unusual patterns that may indicate potential risk or financial crime


• Review and discount screening alerts for PEPs, sanctions and negative news


• Analyse client activity to ascertain it aligns with the expected activity and refresh KYB and KYC procedures


• Utilize the transaction monitoring system to detect unusual transactions and create alerts for further investigation and customer due diligence


• Identify gaps and suggest improvements to enhance transaction monitoring initiatives and the system's performance and efficiency


• Prepare and submit Suspicious Activity Reports (SARs) to document investigation findings and take initiatives to prevent any fraud activities


• Perform any other related duties, as may be required by the direct Supervisor

PERSON SPECIFICATION:

• 2-4 years hands-on relevant experience in Onboarding KYC-KYB/ Transaction Monitoring/ AML/ Financial Crime, within the Payment Solutions/ Banking industry


• Exceptional analytical, attention to detail and investigation skills


• Excellent interpersonal and organizational skills


• Excellent communication skills with the ability to work independently and as part of a team


• Business fluency in English is a must


• University degree or equivalent in Economics, Business Administration, or relevant field of study will be considered a plus


• Ability to see the bigger picture and suggest improvements

WHAT WE OFFER:
Competitive Remuneration Package
Pension Plan
Healthcare allowance
Work-Life Balance, in the form of flexible working hours and a hybrid working model
Birthday day off
Dynamic career growth in an innovative and fast-growing Global company