Enterprise Risk Management Senior Specialist

Manage a single, integrated ERM architecture covering telecommunications and e-money/payment business models. Maintain enterprise risk registers, ensuring consistent risk classification, ownership, scoring and treatment. Coordinate periodic risk assessments, scenario analyses and control effectiveness reviews. Ensure material risks are identified, evaluated and monitored across network operations, digital services, OSS/BSS platforms, fintech/payment systems and third-party ecosystems. Identify emerging risk trends and assess their potential business and regulatory impact. Support the development and cascading of risk appetite and tolerance frameworks and monitor adherence to approved thresholds. Escalate material deviations and emerging exposures to relevant governance committees. Coordinate mitigation of operational, technology and cyber risks including network continuity, digital channel, data protection, cloud, fraud, AML/CFT, transaction integrity and supplier risks. Work with IT, security, compliance, finance and business teams to ensure effective preventive and detective controls. Integrate BTK, TCMB, MASAK, KVKK and related regulatory requirements into ERM processes and risk registers. Prepare enterprise risk dashboards, heatmaps and management reports to support informed decision-making. Bachelor's degree in Engineering, Economics, Finance, Business Administration, MIS or a related discipline. Professional certifications in risk, audit, compliance or information security (CRISC, CISA, CIA, ISO 31000/27001 Lead Implementer/Auditor) are strong assets. Solid grounding in enterprise, operational and technology risk management disciplines. Minimum five (5) years of experience in enterprise risk management, internal control, compliance, audit or governance functions. Proven experience in highly regulated sectors such as telecommunications, e-money, payment systems, banking or fintech. Demonstrated responsibility for managing principal, operational and technology risks within integrated ERM frameworks. Hands-on exposure to regulatory compliance and inspections (BTK, TCMB, MASAK, KVKK, GDPR). Advanced knowledge of COSO ERM and ISO 31000 based risk governance models. Working knowledge of ISO-based management systems including ISO 9001, 10002, 20000, 22301, 27001/27017 and 50001. Strong understanding of telecommunications operations, OSS/BSS platforms, digital services and customer lifecycle risks. Strong understanding of e-money and payment system risks including AML/CFT, fraud, settlement and liquidity risks. Experience with enterprise risk registers, KRIs, scenario analysis, stress testing and executive/board risk reporting. Proficiency in analytical and reporting tools (advanced Excel, Power BI or similar). Ability to integrate ISO management systems into enterprise risk architecture. Strong analytical, structured and systems-thinking mindset. High governance discipline, documentation quality and evidence readiness. Effective communication with senior management, committees and regulators. Ownership mindset with a continuous improvement orientation. Not a perfect fit? Worried that you don't meet all the desired criteria exactly? If you're excited about this role but your experience doesn't align exactly with every part of the job description, we encourage you to still apply as you may be the right candidate for this role or another opportunity.