Anti Money Laundering Specialist

The Role

We are seeking a proactive and detail-oriented AML Specialist to join our dynamic Compliance & Risk team within the Financial Services division. In this role, you will serve as a critical line of defense against financial crime, helping protect the business from regulatory, reputational, and operational risks. You will lead the monitoring, investigation, and escalation of suspicious activities while ensuring our AML/CTF and fraud controls remain robust, up-to-date, and fully compliant with local and international regulatory standards.

Key Responsibilities

• Suspicious Transaction Reporting (STR): Draft and submit high-quality STRs through GoAML and related regulatory systems in a timely and accurate manner.

• Regulatory Compliance: Prepare periodic regulatory submissions and maintain comprehensive management information (MI) reports on AML activities.

• Quality Assurance: Conduct quality control (QA/QC) reviews across all business lines to ensure adherence to internal AML/CFT and Fraud policies.

• Transaction Monitoring: Monitor and investigate alerts from our AML systems, analyzing transaction patterns and reviewing payment screening alerts for potential sanctions violations.

• Case Investigations: Perform thorough investigations into potentially suspicious activities, escalating cases to Compliance Management as needed, while managing cross-functional communications.

• Reporting & Recommendations: Draft detailed reports on AML findings, including root causes and risk mitigation measures to reduce regulatory exposure.

• Complaint Oversight: Oversee the complaints management process and coordinate resolution efforts aligned with compliance standards.

Requirements

Education & Certifications

• Bachelor's degree in Finance, Law, or a related field (Masters degree is a plus)

• CAMS certification is mandatory

Experience

• Minimum of 6 years of AML/Compliance experience within a fintech or licensed financial institution (UAE or internationally)

• Strong track record in transaction monitoring, STR preparation, and quality assurance auditing

Skills & Knowledge

• In-depth understanding of AML/CFT typologies, red flags, and global regulatory frameworks

• Expertise in GoAML and other AML systems and tools

• Strong analytical thinking with a sharp eye for identifying suspicious behaviors and trends

• Excellent report writing, verbal communication, and stakeholder management skills

• Ability to work under pressure with meticulous attention to detail

Competencies

Strategic Thinking (Level 4)

Achieving Results (Level 5)

Leading Change (Level 3)

Customer Focus (Level 2)

Team Leadership (Level 3)