Corporate Credit Analyst

'

: - ( - )

Experience: 5+ yrs

Location: United Arab Emirates

Job Type: Full-time

We are seeking an experienced and analytical Corporate Credit Analyst with a strong background in Corporate Banking, Credit Risk, and AI-enabled credit assessment. This role is ideal for professionals who understand corporate credit evaluation and can bridge the gap between business requirements and technology by supporting the development and adoption of AI-driven credit solutions.

As a Corporate Credit Analyst, you will collaborate with business, risk, and technology teams to translate corporate credit processes into scalable AI-powered solutions that enhance credit decision-making, risk management, and operational efficiency. You will play a key role in defining business requirements, validating AI use cases, supporting implementation, and ensuring compliance with regulatory and governance standards while driving continuous improvement across credit operations.

Key Responsibilities

• Collaborate with business, risk, and technology teams to align AI-driven credit solutions with corporate banking processes and business objectives.
• Translate corporate credit use cases into clear functional, business, and data requirements for technical implementation.
• Define, prioritize, and manage business requirements to support the successful delivery of AI-enabled credit solutions.
• Partner with Credit, Risk, Finance, and business stakeholders to validate AI use cases, model outputs, and business impact.
• Support AI solution implementation through user acceptance testing (UAT), process integration, and change management activities.
• Ensure AI initiatives comply with internal risk frameworks, regulatory guidelines, model governance, and ICAAP requirements.
• Identify opportunities to improve corporate credit assessment, underwriting, and risk management using AI and advanced analytics.
• Monitor solution performance, gather stakeholder feedback, and recommend enhancements to improve credit processes and operational efficiency.
• Collaborate with cross-functional teams to ensure seamless communication between business users and technology teams.
• Prepare documentation, business process maps, and reports to support solution delivery and continuous improvement initiatives.

What Makes You a Great Fit

• 5+ years of experience in Corporate Banking, Corporate Credit Analysis, or Credit Risk Management.
• Strong understanding of corporate lending, financial statement analysis, credit underwriting, and risk assessment methodologies.
• Knowledge of how AI and Machine Learning can enhance credit decision-making and risk management processes.
• Experience translating business requirements into functional specifications for technology or analytics teams.
• Familiarity with regulatory frameworks, model governance, ICAAP, and enterprise risk management practices.
• Strong analytical, problem-solving, and business process improvement skills.
• Excellent stakeholder management, communication, and cross-functional collaboration abilities.
• Experience supporting AI adoption, UAT, process integration, or digital transformation initiatives is highly desirable.
• Ability to balance business priorities with technical solution requirements in a fast-paced environment.
• Self-driven, detail-oriented, and committed to delivering innovative, data-driven solutions that improve credit evaluation and business outcomes.