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Customer Relationship Officer -Business Banking (UAE Nationals Only)

Job Description - Customer Relationship Officer -Business Banking (UAE Nationals Only)

Description

Job Responsibility:

  • Effectively identify and respond to Business Banking client needs.
  • Ensure completion of client transaction in timely and quality manner.
  • Increase client satisfaction by providing high-quality service.
  • Support the quality initiative by reducing transaction defeats and cycle time.
  • Provide product and service information, advice and relevant products and services to customers to increase their awareness and promote their usage.
  • Contacting client and getting missing documents.
  • Execute relevant financial transaction for clients in line with service.
  • Create and exploit opportunities to promote and sell a portfolio of products and services that meets the needs of existing       and prospective customers to achieve the assigned sales objectives/standards.
  • Maximize the referral opportunities from client interactions.
  • Identify and act on sales and relationship –deepening opportunities to facilitate retention and continued relationship.
  • Understand access channels (ATM, Internet banking, Phone banking, etc.) to proactively educate clients on access options.
  • Apply and comply with relevant processes, procedures and controls to meet the unit’s needs while providing efficient service to customers.

 

Job Skills & Qualifications:

  • High School / Bachelor Graduate 
  • At least 2 years of relevant experience in similar job

 

What we offer you:

  • Competitive salary package 
  • Strong emphasis on work-life balance and wellbeing across the bank 
  • World-class Learning & Development platform and career development 
  • Generous annual leave entitlement and Private Healthcare 
  • Preferential banking facilities for employees 


Responsibilities
1. Customer satisfaction and retention through effective service delivery at the branch
  • Respond to business customer enquiries regarding account balances, product features, and transaction status, providing clear and accurate information.
  • Resolve basic service issues and complaints in line with bank policy, escalating complex matters to the manager for prompt resolution.
  • Facilitate onboarding of new business clients by guiding them through documentation requirements and ensuring all forms are completed accurately.
  • Support the promotion of relevant retail banking products by identifying customer needs and referring qualified leads to the relationship management team.
Performance Measures:
  • Quality of customer feedback and satisfaction scores for branch interactions
  • Resolution rate of first-contact service queries without escalation
  • Volume of qualified product referrals generated from branch interactions

2. Operational risk mitigation in daily transaction processing
  • Verify business customer instructions for deposits, withdrawals, and transfers against established authorisation protocols.
  • Check all supporting documentation for completeness and compliance with internal controls before processing transactions.
  • Identify and flag any suspicious or unusual account activity in accordance with AML and CDD guidelines.
  • Maintain accurate records of all transactions and ensure timely filing of required reports as per regulatory and audit standards.
Performance Measures:
  • Absence of processing errors or unauthorised transactions in daily operations
  • Compliance with AML, CDD, and internal control requirements
  • Quality of documentation and audit trail maintained for all processed transactions

3. Business customer onboarding and KYC compliance
  • Collect and review KYC documentation from new business clients, ensuring alignment with regulatory and bank policy requirements.
  • Input accurate customer data into core banking and CRM systems, verifying all mandatory fields are completed.
  • Liaise with compliance and operations teams to resolve documentation discrepancies or missing information.
  • Educate clients on the importance of ongoing KYC updates and support periodic reviews as required by policy.
Performance Measures:
  • Accuracy and completeness of KYC files for new and existing business clients
  • Timeliness of onboarding process from initial contact to account activation
  • Regulatory audit outcomes related to KYC and onboarding compliance

4. Branch service efficiency through process adherence and teamwork
  • Coordinate with branch colleagues to ensure smooth handover of customer requests and timely completion of service tasks.
  • Follow established branch procedures for queue management, appointment scheduling, and document handling.
  • Support daily reconciliation of cash and non-cash transactions, reporting discrepancies to the manager immediately.
  • Participate in regular team briefings to share updates on process changes, customer feedback, and service improvement opportunities.
Performance Measures:
  • Consistency of adherence to branch operating procedures and process checklists
  • Team feedback on collaboration and support during peak service periods
  • Reduction in service delays or errors attributed to process lapses





Qualifications
  • Diploma or higher qualification in Banking, Business Administration, or related field
  • Completion of AML/KYC training modules
  • Ongoing professional development in customer service or banking operations



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