Margin Lending Policy Head Jobs in Dubai | Citi

1- Margin Lending Policy Head
Job: Full Time
Location: Dubai, UAE

Job Responsibilities:

• Facilitating profitable growth of the MSBF & overdraft products: evaluation of business proposals, participation in plan formulation, communication of policy changes.
• Risk Appetite framework definition and analysis; concentration tracking; Preparation of PQR, and other dedicated and ad-hoc reports. Creatively analyze new data sources and tools for additional new opportunities.
• Will partner with operational risk, collection strategy and fraud managers in defining credit verification and collection process/policy. Ensuring controls over implementation of policy.
• Monitor and validate credit policies across program and customer lifecycle. Develop tracking standards and review actual results versus forecasts with full analyses of any variances. Evaluating policy change requests and in the implementation and execution of policies.

Job Requirements:

• 10 years’ experience in Consumer Risk Management and 7 years’ experience in managing margin lending and overdraft Policy.
• Expert knowledge of retail banking products and risk management, particularly for margin lending as well as operational and market risks associated with securities financing and wealth management lending
• Strong knowledge of investments, securities market and associated internal and external regulations and risk.
• Expert in collateral based lending to individuals. Knowledge of mark to market processes. Compliance background is appreciated.