Risk Manager

YellowDoor Energy (YDE) is the leading sustainable energy partner for businesses,serving commercial and industrial customers in the Middle East and Africa.The company’s clean energy solutions enable businesses to reduce energycosts, improve power reliability and lower carbon emissions. Yellow DoorEnergy’s shareholders include Actis, Mitsui & Co, APICORP andInternational Finance Corporation (IFC). The Risk Manager will be responsible for the design and ongoing development forinvestment, liquidity and counterparty risk analysis for assigned YDE’smarkets. S/he will be preparing risk assessments (including business creditreports) of potential YDE project investments, actively monitoring operatingassets to determine any change in risk profile.

Key Result Areas and Responsibilities

KRA 1: Credit risk analysis
Collaborate with the business development teams during development to provide direction, training, and awareness on project risks.
Collaborate with business development and functional teams (legal, finance, and technical) to assemble the appropriate diligence material.
Prepare IC credit submissions based on project risk identification & mitigants, financial & PPA analysis, security structure, and project returns ensuring compliance with YDE’s investment policy.
Think critically about available information to provide risk opinions on businesses considering YDE’s long-term investment returns and our contractual relationships.
Monitor the status and performance of the investment portfolio to identify changing risk and minimize potential losses for YDE.
Support in the assessment of risks of new products and investment strategies. KRA 2. Monitor compliance with risk policyand risk reporting requirements
Prepare various risk related reports & presentations for YDE’s management, IC and board.
Defend one’s independent risk opinion internally and to YDE’s IC and board. KRA 3. Portfolio Monitoring & ProcessImprovement
Monitor the aging report and follow up for collections on overdue accounts.
Support team members and stakeholders on timely reporting of problem credits, workouts and restructuring plans.
Monitor & follow up to ensure IC credit approval conditions/securities are complied with.
Identify ongoing risk process improvement opportunities to create efficiencies. Requirements
Essential:
5 years+ experience in a corporate credit risk, finance and/or lending role within the financial services industry
Bachelor’s degree from a reputable university in a related field
Prior experience in corporate credit, risk, and/or corporate banking with exposure to energy, infrastructure credit and/or project finance
Mastery of credit risk processes and policies Preferred:
Master’s degree
Experience in identifying and mitigating business risks in leasing agreements / PPAs
Working knowledge of Moody’s RickCalc / EDFX
Prior exposure to past due management and collections
Exposure to the renewables industry and an understanding of solar power

Functional Competencies
Effectively performs risk analysis, reviews legal documents, develops risk and control matrices, monitors market trends and recommends research-based solutions to mitigate gaps to improve processes with limited supervision.
Identifies client needs and risks, security documentation, and control systems of functions. Monitors market dynamics, negotiates deal structuring in collaboration with different departments and recommends solutions with limited supervision.
Effectively assesses risk reports and compliance policies, identifies improvement areas, recommends control risk solutions, and develops action plans with limited supervision.

Core Competencies
Speaks with confidence, establishes interest and rapport with the audience and presents complex concepts in practical terms.
Creates concise and well-written material by adapting to its audience’s knowledge, introducing the topic, explaining key points, offering clear conclusions and next steps.
Demonstrates high attention to detail (including correct grammar, orthography and punctuation) and his/her communication requires little proof-reading and/or corrections.
Is responsive to all requests, displays professionalism in all interactions, and sends frequent updates to keep track of status/progress.
Performs analytical research within area of expertise, and typically is able to translate research into practical insights.