Senior Solution Architect - Digital Banking

We are looking for a highly experienced Senior Solution Architect with strong expertise in Solution Architecture, Security Architecture, Digital Banking Platforms, API Ecosystems, and Merchant Acquiring solutions.

The ideal candidate will have deep experience designing and delivering resilient, secure, scalable, and cloud-native enterprise solutions across banking and financial services environments. The role requires strong ownership, stakeholder management, architectural leadership, and the ability to work closely with delivery, engineering, infrastructure, security, and product teams.

This role will focus on designing modern digital products and API-driven ecosystems balancing:

• Functional requirements
• Customer/User Experience
• Performance & Scalability
• Reliability & Resiliency
• Security & Compliance

Key Responsibilities

• Lead end-to-end architecture and solution design for enterprise banking and merchant acquiring platforms.
• Design scalable and secure microservices and API-driven architectures across digital banking ecosystems.
• Define high-level architecture, integration patterns, reusable frameworks, and enterprise design standards.
• Collaborate with delivery teams, engineering leads, security teams, infrastructure teams, and business stakeholders.
• Drive architecture governance, design reviews, and technology evaluations.
• Design resilient and highly available distributed systems on cloud-native/container-based platforms.
• Ensure security, compliance, and regulatory requirements are embedded into solution architecture.
• Contribute to reusable enterprise architecture blueprints and reference architectures.
• Mentor engineers, developers, and junior architects on architecture best practices and modern engineering patterns.
• Participate in Agile ceremonies including sprint planning, refinements, retrospectives, and quarterly planning sessions.
• Drive solution alignment across customer experience, business requirements, performance, resiliency, and security objectives.
• Conduct peer reviews, architecture workshops, and technical knowledge-sharing sessions.

Required Domain Experience

Strong experience in one or more of the following domains:

• Digital Banking
• Corporate Banking
• Payments
• Merchant Acquiring
• Lending & Credit Products
• Financial Services Platforms

Mandatory Technical Skills

Solution Architecture

• Enterprise Solution Architecture
• High-Level Design (HLD)
• Low-Level Design (LLD)
• Architecture Governance
• Design Patterns & Best Practices
• Distributed Systems Architecture
• Event-Driven Architecture
• Cloud-Native Architecture
• Container-Based Architecture

API & Microservices

• API Architecture & API Security
• REST APIs
• API Gateways
• Microservices Architecture
• Service-Oriented Architecture (SOA)
• Event Streaming Platforms
• Message Brokers

Security Architecture

• Security Architecture & Secure Design Principles
• Authentication & Authorization
• OAuth2 / JWT / SSO
• Encryption & Key Management
• Threat Modeling
• Data Security & Data Classification
• Security Logging & Monitoring
• Regulatory & Compliance Standards:
• PCI-DSS
• GDPR
• Banking / Central Bank Compliance

Cloud & Infrastructure

• Kubernetes
• Docker / Containers
• Cloud Platforms (AWS / Azure / GCP)
• CI/CD & DevSecOps
• High Availability & Disaster Recovery
• Scalability & Performance Engineering

Banking & Payments Ecosystem

• Merchant Acquiring Platforms
• Payment Gateways
• Digital Channels
• Real-Time Payments
• API Banking
• Banking Integrations
• Core Banking Ecosystems

AI & Emerging Technology Exposure (Preferred)

Experience or exposure to:

• Generative AI
• AI Agents / Agentic AI
• Large Language Models (LLMs)
• RAG Architecture
• Vector Databases
• GitHub Copilot / Claude Code
• AI-assisted Engineering Workflows

Required Experience

• 10+ years of overall technology experience
• 5+ years in Solution Architecture / Enterprise Architecture roles
• Proven experience delivering large-scale enterprise banking solutions
• Experience designing secure and resilient API/microservices ecosystems
• Strong stakeholder management and architecture governance experience
• Experience working within Agile delivery environments

Preferred Skills

• Merchant Acquiring domain expertise
• Security Architecture certifications or hands-on experience
• Exposure to cyber security controls and threat modeling
• Experience mentoring technical teams and architects
• Strong communication and leadership skills

Behavioral Competencies

• Strong analytical and problem-solving skills
• Delivery-focused mindset
• Ability to work in fast-paced enterprise environments
• Excellent stakeholder and expectation management
• Strong ownership and accountability
• Passion for innovation and modern architecture practices