Senior Techno-Functional Engineer Credit Card in Banking Domain

We have an urgent requirement for Senior Techno-Functional Engineer – Credit Card  in Banking Domain  for one of our banking client in Abu Dhabi, UAE

Act as a Subject Matter Expert (SME) for Credit Card products, lifecycle management, business processes, and banking integrations---MustWork with card management platforms such as VisionPLUS, PRIME, TSYS, Way4, or PowerCARD, along with Oracle Database, SQL, Java, JavaScript, SOAP, and Postman--MustSupport SIT, UAT, migration, cutover, production stabilization, and collaborate with business, vendors, architects, and development teams in card modernization initiatives.---MustGather business requirements, create functional specifications, support API, middleware, event-driven integrations, data mapping, and solution design reviews--Must

 Key Responsibilities :

• Act as the subject matter expert for Credit Card products, processes, and system integrations.


• Define and validate business and integration requirements between card systems, core banking, channels, payment networks, collections, finance, CRM, and digital platforms.


• Support API, event-driven, and middleware integration design by providing card domain expertise.


• Analyze business requirements and translate them into functional specifications, process flows, and integration requirements.


• Support solution design reviews, impact assessments, data mapping, and interface specifications.

• Required Experience / Knowledge Areas




• 8-12 years of experience in Credit Card technology, cards operations, cards product management, or cards transformation programs.


• Strong knowledge of end-to-end Credit Card lifecycle including:




• Card Origination


• Card Issuance


• Authorization


• Billing & Statement Generation


• Payments & Collections


• Credit Limit Management


• Disputes & Chargebacks


• Rewards & Loyalty


• Fraud & Risk Controls




• Experience working with leading card management platforms such as VisionPLUS, PRIME, TSYS, Way4, PowerCARD, or equivalent.


• Strong understanding of card-related integrations with Core Banking, Digital Channels, Payment Switches, Visa, Mastercard, Finance, CRM, and Enterprise Data Platforms.


• Experience with APIs, middleware platforms, event-driven architecture, and modern integration patterns.


• Good understanding of Oracle Database, SQL, and data analysis concepts.


• Prior experience in banking transformation, card modernization, or digital banking initiatives is highly desirable


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