Credit Risk Manager

Credit Risk Manager

Manchester (5 days a week)

£600- £700 per day

Key Responsibilities:

• Oversight of first line credit risk management activity
• Analysis of portfolio credit risks, providing timely and accurate updates to risk committees.
• Pro-active identification of trends and insights based on regular credit risk reporting, supporting the Senior Credit Risk Manager with the actions required to address areas of concern/opportunity, working with the first line credit risk team
• Support the Senior Credit Risk Manager with the input and running of 2nd line oversight committees and regular routines
• Perform analysis to support changes to credit risk strategies, lending and arrears management policies
• Support development and monitoring of new products and strategies
• Analyse portfolio risks and concentrations and build portfolio and arrears forecasting; escalating material risks to committees as required.
• Support the Senior Manager Credit Risk in the development of cost of risk and use of credit scoring strategies
• In liaison with key stakeholders, identify key pockets of credit risk and ensure that these are being appropriately managed.
• Support the development of affordability, valuation and credit strategies
• Maintain comprehensive governance, procedures and records
• Build and maintain a strong stakeholder network to share credit risk expertise and insight across the organisation

Key Requirements:

• Numerical degree, strong analytical skills and excellent attention to detail
• Experience in a credit risk environment
• A solid grounding in data analysis using quantitative analytic tools.
• Relevant coding experience, e.g. SQL, Python, Power BI
• Strong understanding of the fundamental concepts of credit risk management
• Advanced Excel skills
• Good understanding of risk management of secured lending portfolios.
• Experience of using complex data

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