Affinity Underwriter

Junior Affinity Underwriter – Full Time | London | Hybrid | B2B2C Insurance

Are you ready to take the next step in your insurance career? A dynamic and growing international insurer is seeking a Junior Affinity Underwriter to join its newly established UK team. This is a fantastic opportunity to be part of a high-performing business focused on the rapidly growing embedded and affinity insurance market across Europe.
You’ll support innovative insurance schemes in areas such as accidental damage, extended warranty, and automotive protection, while contributing to both local UK operations and wider pan-European initiatives.

?? What You'll Be Doing:

• Support the launch and ongoing development of new insurance schemes, ensuring they meet governance and performance standards.
• Analyse underwriting performance using data on claims, premiums, and trends to help drive profitability.
• Maintain robust underwriting documentation and pricing models in line with audit and compliance expectations.
• Build strong relationships with distribution partners including MGAs and TPAs, acting as a key day-to-day contact.
• Contribute to product reviews and governance processes, including customer outcome testing and fair value assessments.
• Work with internal teams to monitor performance metrics and produce reporting dashboards.
• Assist with regulatory submissions and internal reporting requirements.

? What We’re Looking For:

• Minimum 2 years of experience in the insurance industry, ideally with exposure to affinity or ancillary products.
• Understanding of Consumer Duty regulations (preferred).
• Degree in Business, Economics, Mathematics, or a related field – or equivalent experience.
• Analytical mindset with strong numerical and conceptual skills.
• Proactive and collaborative team player with excellent communication abilities.
• Fluent English is essential; knowledge of German is a plus.

?? Location & Working Pattern:

• Hybrid role based in the City of London – approximately 60% office attendance.
• Flexible full-time position (80–100% workload).

This is an exciting opportunity to grow your career in a progressive, international environment that values innovation, collaboration, and results. You’ll be working closely with senior leadership and have real scope to make an impact as the UK operation continues to expand.
?? Apply today to learn more about this unique opportunity in the embedded insurance space.