AML Periodic Review Analyst (Temp)

About Us:

National Bank of Kuwait (Int'l) Plc. is a leading bank in Kuwait with a strong presence in the international market. We offer a wide range of banking and financial services to our customers, and we are committed to providing innovative and efficient solutions to meet their needs. Our team is made up of highly skilled and motivated professionals who work together to deliver exceptional results and drive the growth of the bank.

Job Purpose:

The AML Periodic Review Analyst supports the Bank’s AML compliance programme by carrying out scheduled periodic reviews of customer files across Retail and Private Banking. The role ensures customer information is accurate, due diligence standards are met, and financial crime risks are identified and escalated. This is a hands-on, detail-driven, process-oriented role requiring comfort with both manual and system-based work, and strong collaboration with relationship and internal stakeholders.

Key Responsibilities and accountabilities:

• Carry out periodic reviews of customer files according to assigned risk levels (High – annual, Medium – every 3 years, Low – every5 years), covering both Retail and Private Banking individual & corporate customers.
• Conduct and document Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews for higher-risk customers.
• Review client transactional activity to ensure it aligns with the customer’s stated account purpose and expected behaviour.
• Identify and escalate gaps in documentation, missing KYC information, or other AML-related concerns.
• Perform World Check and AdverseMedia screening; understand and summarise any relevant findings to support further review or escalation.
• Ensure customer information is accurately reflected in the Bank’s records and systems (e.g.,Equation/DMS), submitting required updates via the Control Unit.
• Assist in monitoring and updating client risk ratings based on review findings and in line with internal policies & regulatory AML guidelines.
• Maintain clear and accurate recordsof reviews performed, including outcomes, documentation reviewed, and actions taken.
• Prepare and submit summary statistics on work completed and outstanding, as required.
• Support the PRTL and periodic review team in meeting regulatory and internal deadlines.
• Build and maintain effective working relationships with internal stakeholders and cross-functional teams.
• Raising a Suspicious Activity Report (SAR) in line with internal procedures where client activity appears suspicious or potentially linked to financial crime.

Essential qualifications & experience:

• Mandatory AML certification (e.g., ICA Certificate, ICA Advanced Certificate, ACAMS, or equivalent).
• Experience conducting AML reviews (CDD/EDD) within Financial Services.
• Comfortable with manual processes, document-heavy workflows, structured queues, and process-driven tasks.
• Strong capability using Excel (filtering, sorting and basic formulas).
• Understanding of corporate structures (corporates, trusts, SPVs).
• Working knowledge of AML regulations (FATF, JMLSG, FCA, MLRs).
• Proficiency with Microsoft Office applications.

Essential competencies:

• High attention to detail and accuracy.
• Strong organisational and time-management skills.
• Clear, confident communication with stakeholders.
• Team-oriented, adaptable, and proactive.
• Ability to work at pace and manage competing priorities.
• Comfortable “rolling up sleeves” and working through manual processes and a team player.

Key Success Factors

• Consistent application of a risk-based methodology.
• Ability to interpret information, recognise irregularities, and summarise findings effectively.
• Strong partnership with relationship officers and internal teams.
• Delivering high‑quality work under tight deadlines while maintaining accuracy and professionalism and high volume

Why work with us?

At National Bank of Kuwait (Int'l) Plc., we value our employees and believe in their professional growth. We offer a competitive salary package, comprehensive benefits, and opportunities for career advancement. As a member of our team, you will have the chance to work on challenging and innovative projects, while being supported by a collaborative and dynamic work environment. If you are passionate about AML, then we want to hear from you. Apply now and take the next step in your career!