Analyst-Compliance

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

This position is part of the UK Market Compliance Office (MCO) team which is responsible for supporting the continuing development and maintenance of a comprehensive anti-money laundering compliance program for the UK legal entities of American Express.

The role will support the Money Laundering Reporting Officer (MLRO) and MCO senior management with all advisory anti-money laundering (AML) matters within the UK Market. 

 How will you make an impact in this role?

• Acting as a point of contact for various Amex colleagues to provide advice and guidance on AML related topics for new products and initiatives


• Supporting other Global Risk and Compliance departments in an advisory capacity for the UK Market, for projects such as Anti-money Laundering, Sanctions & Anti-corruption (ASA) Uplift, including KYC Refresh


• Owning UK MCO policy updates, including associated queries and exception requests


• Supporting with the development and maintenance of the MCO owned UK Financial Crime Framework


• Providing operational day to day financial crime advice and guidance to various stakeholders


• Assisting the MLRO and wider UK MCO team with the handling of regulatory matters including responding to regulatory requests, dealing directly with regulatory bodies, and ensuring compliance with key regulatory requirements


• Maintaining knowledge on compliance topics by attending events, seminars and meetings arranged by law firms and professional associations, then delivering updates to the MCO team


• Supporting the wider UK MCO team with on-going monitoring reviews of high-risk UK customers, including Politically Exposed individuals (PEPs) and suspicious activity reports

Minimum Qualifications

• A working knowledge of relevant laws, regulations, and policies relevant to Amex UK legal entities in areas such as Anti-Money Laundering (AML) and Counter Terrorist Financing (CTF) 


• Relevant professional working experience/qualifications - Law Degree, ICA Diploma, ACAMS Certification


• Understanding of the UK AML Regime, including ability to interpret AML/CTF requirements e.g., Money Laundering Regulations, JMLSG guidance, Proceeds of Crime Act and the FCA Handbook


• Ability to understand the above-mentioned regulations and guidance and interpret into Internal Amex AML/CTF Policies


• Strong relationship, communication and influencing skills


• An ability to self-manage workload and able to work in a goal-based environment, particularly with the ability to balance efficiency and effectiveness


• Good knowledge of MS Office, particularly Excel.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries 
• Bonus incentives 
• Support for financial-well-being and retirement 
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) 
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 
• Generous paid parental leave policies (depending on your location) 
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 
• Free and confidential counseling support through our Healthy Minds program 
• Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.