C

Assistant Manager - Credit

salary Salary :

£40,000 - 45,000 yearly

icon briefcase Job Type : Full Time

Number of Applicants

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000+

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Job Description - Assistant Manager - Credit

Credit Analyst - Assistant Manager
£40000 - £45000 + bonus + benefits
City, London | Hybrid – 4 days in office

A well-established London SME Bank is seeking an Assistant Manager – Credit to join their City office on a hybrid basis.

The Role
This is a hands-on credit appraisal role supporting corporate lending activity, with responsibility for:

  • Analysing credit proposals.
  • Timely completion of reviews/renewals as Appraiser, including obtaining risk sign off from the Risk Department.
  • Conducting due diligence including ensuring compliance with KYC norms.
  • Obtain and verify the World Check reports of the borrower / legal & valuation reports of properties offered as Primary/Collateral securities.
  • Supporting renewals and reviews,
  • Assisting with ongoing credit monitoring.
  • Preparation of Sanction letter and ensure that all the Terms & Conditions of sanction have been incorporated therein.
  • Periodic review of Financial Statements/Compliance Certificate/Other relevant document for ongoing credit monitoring.
  • Rectifying irregularities pertaining to pre-sanction pointed out in various Audit reports.#
  • Attending to the credit related correspondence with internal and external agencies.
  • Maintenance of proper credit related MIS including loan master file maintenance, LGD, etc.
  • Any other job/task relating to dispensation or administration of credit or any other specific task of any nature arising out of business or administrative necessities.
Key requirements:

  • At least 3 years’ experience in Credit analysis and appraisal experience in corporate lending
  • Strong experience in the appraisal and assessment of credit proposals for medium to large corporates.
  • Strong due diligence, KYC, and proposal assessment background.
  • Experience with reviews, renewals, and post-sanction monitoring.
  • Excellent attention to detail and stakeholder communication skills.
This is an excellent opportunity for a credit professional looking to join a respected banking environment with broad exposure across the full credit lifecycle.

SPONSORSHIP WILL NOT BE PROVIDED. CANDIDATES WHO ARE ON DEPENDANT VISAS WILL BE CONSIDERED FOR THE ROLE.
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