Associate Financial Planner

Associate Financial Planner - Cardiff

About Attivo:

Attivo are Lifestyle Financial Planners. 

We’re a privately owned company. We prefer it that way. It means we’re free to do what we feel is best for our clients and our people. Our work is all about our clients. We pride ourselves on being completely transparent, open and honest – an approach that builds trust with our clients and inspires their financial confidence. 

Our experienced, highly qualified financial specialists and expert support teams are committed to delivering more for all our clients. Our independent status and unique approach to understanding our clients, their preferences and their motivation sets us apart. We will build and provide ongoing support for a bespoke financial plan aimed at fulfilling our client's lifestyle needs. 

Whether you’re a private client or a business accessing our corporate services, you can rely on a clear, consistent service from your Financial Planner and from our experienced teams. 

About the role: 

This is a unique and exciting opportunity to work directly with a highly qualified and experienced Associate Director, supporting their large high-net-worth (HNW) client bank. It offers an exceptional opportunity to learn from one of the best in the industry.

As an Associate Financial Planner, you will provide high-calibre, long-term tax and lifestyle financial planning services to Attivo clients. Working in partnership with the Associate Director, you’ll support and help service their client bank.

You’ll be instrumental in building strong, long-term client relationships, ensuring their needs are met compliantly and efficiently, while helping to maximise new business opportunities and retain our growing client base.

You’ll be an ambassador for Attivo, representing our core values and behaviours, and raising the profile of the business and the profession with both internal and external stakeholders.

As a business, we fully support hybrid working and have both home and flexible working policies. Your base office will be Cardiff, and you can expect a mix of office working, working from home, and travelling within the Cardiff area to meet clients.

About you: 

You will be a qualified Financial Planner, holding at least the Diploma in Regulated Financial Planning and working towards Chartered status. You’ll have experience in either a Paraplanning or Trainee Financial Planner role, and be ready to take the next step into a client-facing advisory role.

You may already have some experience in an advisory position, but are looking for a role that offers exceptional support, development, and mentorship to become an outstanding Lifestyle Financial Planner.

You are an excellent communicator and can influence and coach clients, building trust and long-term relationships with our HNW client base. You thrive under pressure, work with high standards, and can confidently manage and prioritise your own workload.

Main responsibilities

• Developing life plans with and for our clients, using cash flow modelling and SMART objectives


• Delivering the ‘Attivo service’, where every client feels like they are our only client


• Attending client meetings, initially alongside the Associate Director, to support the delivery of advice and recommendations aligned with clients’ goals


• Adhering to compliance procedures to ensure regulatory obligations are met and the business is protected


• Keeping up to date with financial regulations, products, and technical knowledge


• Providing full disclosure of the advice process and all associated charges


• Conducting in-depth reviews of clients’ financial circumstances and aspirations


• Ensuring all advice and recommendations are suitable and clearly understood by clients


• Following through with clients and providers to ensure timely business completion


• Maintaining high standards of file quality and compliance


• Supporting the business in handling complaints in line with FCA guidelines


• Proactively seeking and generating new client partnerships


• Keeping CPD records up to date and maintaining comprehensive knowledge of pensions, investments, and estate planning
  

Qualifications, skills and experience

• Diploma-qualified Financial Planner (CII)


• Experience in a Paraplanner or Trainee Financial Planner role


• Proven track record of delivering excellent service and advice
  

Salary and benefits

£45,000 to £55,000 depending on qualifications and experience, plus bonus.

Attivo also offers: 

• Non-contributory Pension Scheme


• Private Medical Insurance


• Income Protection


• Critical Illness Cover


• Death in Service benefit


• Health Cash Plan


• London Living Allowance (based on home location)


• Generous holiday allowance, increasing with length of service


• Flexible and remote working options


• An excellent culture that promotes wellbeing and engagement
  

Recruitment Policy
 
Attivo is committed to being an Equal Opportunities employer. If you require reasonable adjustments at any stage of the recruitment process, please let us know and we will endeavour to make the process as accessible and as fair as possible.
Please be aware that any offer of employment will be subject to satisfactory completion of pre-employment vetting as outlined by the Financial Conduct Authority (FCA) . This may include but not limited to adverse financial history, criminal records, UK directorship and disqualifications check.
Attivo do not use recruitment agencies and we respectfully ask that agencies do not contact us in regard to posts advertised on this site.        

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