Client Due Diligence

Crown Agents Bank is a vastly growing and regulated UK bank that connects emerging and frontier markets to the rest of the world, using FX and payments technology. We are transforming the way payments and FX move through emerging markets, reducing friction so that more money gets to those who need it. Emerging markets payments are usually challenging, expensive, unreliable and opaque. Our solutions help fix these pain points. Ultimately, we connect traditionally hard-to-reach regions to global financial infrastructure, giving access to the best prices and the fastest, most reliable settlement.

FX and cross-border payments are often complex and expensive, especially when operating in emerging markets. Crown Agents Bank (CAB) wraps its deep and trusted relationships and strength of network around innovative digital capabilities, and cross-border transaction banking solutions to enable fintech, corporates, governments, development organisations and banks to move money to, from, and across often hard-to-reach markets.

Role Purpose

In this role you will play a key part in onboarding new clients, conducting period review of existing clients and supporting the continuing development of the team within Crown Agents Bank.   

You will be responsible for conducting AML/KYC in accordance with Regulatory requirements and Policies & Procedures of  Crown Agents Bank.  You will deal with a variety of entity types, the majority in the high-risk category.  You will work closely with the Relationship Managers and the Company’s Anti Financial Crime team.

Role Requirements

• Partner with Relationship Managers on the required client documentation and KYC information to meet regulatory and internal policies and requirements for onboarding and periodic reviews
• Perform PEP, Adverse Media and Sanctions screening as part of the onboarding process and manages alerts generated daily from the overnight batch screening
• Discuss and escalate, as necessary, issues arising from client types, structures and AML-related risks
• Prepare client-specific KYC-related analysis (and complete Customer Onboarding Due Diligence)
• Represent the CDD team at internal meetings as required
• Perform due diligence checks on suppliers
• Assist in the execution of ad-hoc projects as required

• Relevant professional qualifications (e.g. ICA, ACAMS AML qualifications or equivalent) 

Required Skills

• In depth knowledge of KYC and AML

• Experience of PEP, Adverse Media and Sanction screening

• Exceptional interpersonal, communication and stakeholder management experience

• Skilled at documenting information to accurate summaries, as well as supplying detail where necessary

• Highly organised with strong attention to detail

• Must be able to work as part of a team and on own initiative 

• Experience of report writing to a high standard

• Hybrid working
• Contributory personal pension plan: - Minimum: Employee 2% and Employer 7%. Employer matches contributions in 1% increments to a maximum of: Employee 5% and Employer 10%
• Life Assurance – 4 times annual salary
• Group Income Protection
• Private Medical Insurance – this may include cover for partner and or children at company cost. Cover includes Optical, Dental and Audiology
• Discretionary Bonus
• Competitive Annual Leave
• 2 Volunteering Days
• Benefit Hub