Commercial Loan Documentation

We have been awarded the "Most loved place to work"! At Metro Bank, people come first - our culture is all about bringing out the best in our colleagues, and making sure everyone feels valued, respected, seen and included. We strongly believe in a diverse and inclusive to find the very best person for the job, we always look across a wide range of diverse communities.

What you will do:

• Our Commercial Loan Documentation (Lending Fulfilment) Specialists at Metro Bank ensure that corporate and commercial lending facility letters and drawdowns are completed in a timely manner

• Proactively manage a pipeline of lending casework from sanction date to actual drawdown, associated amended and restate agreements, development loans, overdrafts, credit cards and BACS facilities

• Prepare files and instructions to valuers, checking valuations received

• Prepare loan documentation to ensure all regulatory and sanctioned conditions are adhered to

• Instruct solicitors ensuring legal due diligence is completed, whilst fulfilling all conditions precedent to a facility drawing down

• Prepare documentation and files for drawdown making sure all documentation, internal systems CRM and electronic folders are completed accurately and provided for sign-off by mandate holder

• Deal with post-completion matters including collateral input and security perfection of drawn case, along with other post-completion matters (e.g. collateral servicing requests, consents to leases, letters of non-crystallization, Section 106 Agreements, etc.)

• Create and maintain strong working relationships with colleagues and external stakeholders, including legal firms, and act as a 'go-to’ on queries relating to lending and security documentation

And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the ability to call out any concerns.

What you will need:

• Extensive experience in commercial lending/loan documentation, processes and securities, within a similar banking environment

• Strong understanding of securities, legal documentation, legal due diligence process and collateral, with confidence to suggest solutions to our front office colleagues when deals snag

• Confidence, and knowledge, to coach and train colleagues on commercial lending and security documentation

• To be a self-starter with good use of initiative and the ability to proactively find solutions to problems as they come up

• A CeMAP, CeCM or DipBB&C qualifications (or equivalent experience, e.g. in a legal based role) would be highly beneficial

• To understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders

Our promise to you…

• We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts!

• We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!)

• We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible - in this role you will be based from our London, Holborn office at least once per week