Commercial SME Underwriter

Job title: Commercial SME Underwriter

Salary: £40,000

Location: Manchester

PURPOSE OF ROLE

Lawes Consulting is recruiting two Commercial SME Underwriters for a growing Manchester team. One role requires 5+ years' SME underwriting or trading experience; the other suits candidates with 1-2 years' experience keen to develop. Both will underwrite diverse SME risks, build broker relationships, and work in the Manchester office at least three days a week to support team collaboration and growth.

RESPONSIBILITIES

• Underwrite a broad range of SME commercial risks with sound risk assessment
• Manage new business and renewals efficiently to meet agreed targets
• Develop and maintain effective trading relationships with brokers
• Collaborate with team members to support business growth objectives
• Ensure underwriting decisions comply with company guidelines and risk appetite
• Represent the business professionally in all client and broker interactions

DAY-TO-DAY

• Review, assess, and price SME commercial insurance risks
• Engage regularly with brokers to negotiate terms and provide underwriting support
• Handle daily trading activities and maintain an active case portfolio
• Monitor market trends and identify new business opportunities
• Participate actively in team meetings and strategy discussions

EXPERIENCE

• For the senior position: Minimum 5 years' underwriting experience in trading or a related field
• For the junior role: 1-2 years' experience with a proven ability to learn and develop quickly
• Proven ability to manage a varied portfolio of SME risks
• Experience working with brokers in a fast-paced, target-driven environment
• Strong understanding of underwriting disciplines, risk assessment, and pricing

SKILLS

• Excellent communication and negotiation skills
• Strong analytical and decision-making abilities
• Ability to work independently and collaboratively within a team
• Proactive, organised, and able to manage multiple priorities
• Commercially focused with a commitment to delivering quality outcome

If you have the relevant experience or know someone that does please contact me now on 07441 922 901 or email us at