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Commercial Underwriter

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Job Description - Commercial Underwriter

Commercial Underwriter
Salary: £40,000 - £50,000 (DOE)
Location: London – Hybrid working available
Sector: Commercial Combined
My client is a fast-growing, dynamic Managing General Agent (MGA) backed by A-rated insurers and trusted by brokers across the UK. They specialise in building bespoke schemes and delivering non-standard, specialist, and niche insurance solutions. With a strong track record in portfolio underwriting and a wide appetite across property & casualty, they simplify complex insurance placements through data-driven insight and customer-first design.
As their commercial combined portfolio continues to grow, they’re looking to add an experienced Underwriter to their London team, someone with strong technical knowledge, a commercial mindset, and a desire to work in a collaborative, fast-moving MGA environment.
The Role:
In this role, you’ll underwrite and manage a mix of SME and mid-market commercial combined business, with a focus on trades and product-based risks. You’ll be a key part of a high-performing team, building broker relationships and contributing to the profitable growth of a specialist book of business.
Key Responsibilities:
  • Underwrite new and existing commercial combined business (trades, property, liability, and product risks)
  • Assess risk quality and price appropriately within authority limits
  • Develop and maintain strong broker relationships to drive new business and retention
  • Support the wider portfolio strategy with data-led decision-making
  • Contribute to continuous improvement of underwriting processes and product offerings
What We’re Looking For:
  • Ideally 2–5 years’ experience underwriting commercial combined risks
  • Strong knowledge of trade and product liability insurance
  • MGA, insurer, or delegated authority experience preferred
  • Excellent communication and broker relationship skills
  • Confident, proactive, and commercially aware
  • Ability to work independently in a dynamic, fast-paced environment
What’s on Offer:
  • Competitive salary of £40,000 - £50,000 depending on experience
  • Bonus scheme and company benefits
  • Flexible hybrid working
  • Exposure to a broad appetite and bespoke schemes
  • Opportunity to grow with a progressive, ambitious MGA
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