Credit Analyst

The role of Credit Analyst in the retail industry focuses on assessing credit risk and analysing financial data to support decision-making processes within the finance services department. This permanent position offers an opportunity to contribute to a company's financial stability and growth in Fleet.

Client Details

The employer is a medium-sized organisation operating within the retail industry and specialising in banking and financial services. With a focus on innovation and growth, they aim to provide robust financial solutions while fostering a professional and supportive working environment.

Description

• Evaluate financial statements and credit data to assess creditworthiness.
• Prepare detailed credit reports and recommendations for management.
• Monitor ongoing financial performance and manage credit limits.
• Collaborate with internal teams to ensure compliance with credit policies.
• Maintain accurate records of credit transactions and decisions.
• Identify potential risks and propose mitigation strategies.
• Support the development of credit scoring models and tools.
• Provide insights and advice on credit-related matters to stakeholders.

Profile

A successful Credit Analyst should have:

• Strong analytical skills with proficiency in financial analysis techniques.
• Experience working in a banking or financial services environment.
• Knowledge of credit risk management principles and practices.
• Attention to detail and a methodical approach to problem-solving.
• Proficiency in relevant software and tools, such as Microsoft Excel.
• An understanding of the retail industry's financial dynamics.

Job Offer

• A competitive salary ranging from £42,500 to £50,000
• Hybrid working arrangements to support work-life balance.
• A permanent role with opportunities for career development.
• A professional and collaborative company culture.
• Located in Fleet on a hybrid basis.

This is an exciting opportunity for a Credit Analyst to join a forward-thinking organisation in the retail industry. Apply now to take the next step in your career!