Credit Analyst - Real Estate Debt

Credit Analyst – Real Estate Debt

The Company:
Our client is a lending business who specialise in development, bridging, and investment finance within Real Estate. Since 2011 they have facilitated loans exceeding £3 billion, funding the construction of over 10,000 new homes. They channel institutional capital into private credit funds, each tailored to support specific lending strategies. Their investor base includes pension funds, insurance companies, and asset managers. With substantial capital commitments, they can extend more than £750 million in new loans annually.

Job Objective:
The successful individual will support the team in assessing and evaluating the creditworthiness of borrowers seeking real estate financing.

Duties & Responsibilities:
Assess the feasibility and profitability of potential transactions by preparing a comprehensive Excel development model.
Draft credit papers, assembling and evaluating supporting documentation through thorough internet research.
Present credit papers before the Credit Committee.
Upon obtaining credit approval, coordinate the engagement of legal professionals, valuers, and quantity surveyors.
Review legal documents and recommend necessary amendments.
Identify and prioritize risks, ensuring timely and pragmatic problem resolution.
Ensure all requisite documents are prepared for review and loans are ready for timely drawdown.
Continuously monitor loan performance and contribute to the monthly drawdown process.
Fulfill internal reporting requirements.
Address customer inquiries.

Requirements:
A minimum of 2 years' experience in property lending, ideally at a bank or similar institution.
A degree-level education, preferably in a quantitative field.
Proficiency in Excel.
Ability to work independently, demonstrating initiative.
Strong presentation and analytical skills.
Effective problem-solving capabilities.

Remuneration:
The role is paying up to £55,000 dependant on experience, plus bonus and benefits on top.

For further information on this opportunity or to apply for this role please contact Lucy Beaty at [email protected] or apply to the link above.

Hanning Real Estate Recruitment is a boutique recruitment business that prides itself on the advice that it gives to clients and candidates. Over half the Directors and team have come directly from the property sector giving us a deep knowledge and passion for the sectors we cover. We are a real estate recruitment business that is head quartered in London but have successfully completed mandates across the UK and Europe. Over 95% of our clients come back to us and we have over a 95% success rate on mandates worked. At Hanning Real Estate Recruitment, we can only do what we do by having a dedicated team that are passionate about ‘people in property’.

As a property recruitment business, we cover all real estate asset classes. This includes, BTR, PRS, Offices, Retail, Hospitality, Retirement Living, Life Science, Industrial, Logistics, Self-Storage, Data Centres, Alternatives, Land, and Housebuilding etc.

We cover roles such as Asset Management, Investment Management, Fund Management, Property Finance, Development, Agency & Leasing, Valuation, Development, Acquisition & Disposal, Investment Analysts and Portfolio Analysts etc.